Sold
1860 Arcadia Drive, St. Joseph, MI 49085
Sold on 06/26/2026 for$355,000
MLS # 26023656 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,738 sqftBuilt 19660.3 acres
1 / 36
Listing Description
Location, location, location! In SW Michigan Wine Country, this 3-bed, 1.5-bath brick ranch claims a sunny corner lot just minutes from Lake Michigan beaches, vineyards and I-94. Natural light fills the living room and flows to a dining area ideal for gatherings. The refreshed kitchen features stylish cabinetry and high-end appliances, then opens to a breezy three-season room that frames the privately fenced yard and sparkling inground pool--your summer oasis. Three restful bedrooms share an updated full bath; a convenient half bath serves guests. Need flex space? The dry finished basement invites a rec room, gym or workshop and still leaves plenty of room for storage. An attached garage shields you from the elements. Set on a quiet street yet close to shopping, dining and golf, this move-in-ready gem delivers the carefree St. Joseph lifestyle year-round. Tour today and start savoring lake breezes and small-town charm tomorrow!
Source: SparkMLS
About this home
Located in Lincoln Township in St. Joseph, this property offers 3-bedroom, 2-bath, 1,738 sq ft, with original construction dating to 1966.
Closed at $355,000 (about $204/sq ft).
Annual property taxes run approximately $3,512 ($293/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,738 sqft
Lot Size0.3 acres
Year Built1966
Stories1
Location
CitySt. Joseph
MunicipalityLincoln Twp
Zip Code49085
CountyBerrien
School DistrictLakeshore
Construction & Systems
StyleRanch
ConstructionAluminum Siding, Brick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/19/2026
Sold Date6/25/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,512
Tax Year2024
Assessed Value$132,895
Parcel #11-12-0510-0039-00-1
Source: SparkMLS
Legal Description
LOT 39 ARCADIA PARK NO. 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David E Shepherd
RE/MAX by the Lake
Frequently Asked Questions about 1860 Arcadia Drive, St. Joseph, MI 49085
Which school district serves 1860 Arcadia Drive, St. Joseph, MI 49085?
Per MLS# 26023656, 1860 Arcadia Drive, St. Joseph, MI 49085 is in the Lakeshore boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeshore directly to confirm enrollment eligibility.
What financing options are available for 1860 Arcadia Drive, St. Joseph, MI 49085?
Per MLS# 26023656, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1860 Arcadia Drive, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $3,512 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1860 Arcadia Drive, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1860 Arcadia Drive, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1860 Arcadia Drive, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,328
Principal & interest$2,328
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1860 Arcadia Drive, St. Joseph, MI 49085
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Municipality
Lincoln Township
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