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2299 Kingston Street, White Lake, MI
$850,000
MLS # 20261031509 (Realcomp)
3 beds2 baths2,975 sqftBuilt 19450.2 acres
1 / 44
Listing Description
Open House Sunday 1-3pm. Experience luxury lakefront living at 2299 Kingston. This 2,900 sq. ft. home in White Lake was extensively renovated in 2025 into a high-end, move-in-ready retreat. The interior features a professional top-to-bottom refresh with new paint on all walls, trim, and doors, elevated by new hardwood floors throughout the entire home and both staircases.The reimagined primary suite is a true standout, boasting a massive walk-in dressing room with custom California Closets and a dedicated vanity station. New window shades have been installed throughout the home, including specialized blackout shades in the upper-level movie room. Energy efficiency is prioritized with new whole-home insulation.The backyard is a private wellness oasis featuring an infrared sauna, hot tub, and a premium seawall with a private dock. Tech and mechanical updates offer total peace of mind: a professionally installed EV charger, owned water softener, and a pre-paid 3-year HVAC maintenance contract. With a newer roof, well, and HVAC (2019), this home combines bespoke luxury with mechanical excellence.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,975 sq ft home in White Lake Township in White Lake built in 1945.
Listed at $850,000 (about $286/sq ft).
Annual property taxes run approximately $8,855 ($738/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,975 sqft
Lot Size0.2 acres
Year Built1945
Stories2
Location
CityWhite Lake
MunicipalityWhite Lake Twp
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
InteriorHot Tub Spa
Sale & Financing
Listed6/4/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$7,712
State Equalized Value$307,800
Taxable Value$198,240
Parcel #1214232012
Source: Public Records
Legal Description
T3N, R8E, SEC 14 ENGLISH VILLAS SUB LOTS 94 & 95
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Terri Fenelon
KW Professionals Brighton
Frequently Asked Questions about 2299 Kingston Street, White Lake, MI
Which school district serves 2299 Kingston Street, White Lake, MI?
Per MLS# 20261031509, 2299 Kingston Street, White Lake, MI is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261031509, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2299 Kingston Street, White Lake, MI?
Per public tax records, annual property taxes for this property are $7,712. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2299 Kingston Street, White Lake, MI is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2299 Kingston Street, White Lake, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2299 Kingston Street, White Lake, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$8,855
Monthly$738
Millage rate28.7703 mills
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$6,251
Principal & interest$5,513
Property taxes$738
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2299 Kingston Street, White Lake, MI
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Municipality
White Lake Township
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County
Oakland County
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