Under Contract
242 Higgins Street, Niles, MI 49120
$94,900
MLS # 25060653 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,077 sqftBuilt 19450.91 acres
1 / 15
Listing Description
Seller repaired sloping floors & now the house is move in ready! Come discover this charming 2-bedroom, 1-bath home that blends comfort, style, and space. Step inside to an inviting open-concept layout filled with natural light, thanks to the many windows that brighten every corner. The beautifully crafted wood kitchen offers warmth and character, creating the perfect space for cooking and gathering. Situated on nearly an acre, this property provides room to breathe with a peaceful outdoor setting and a private trail that winds through the land--ideal for quiet walks, exploring, or enjoying nature right at home. Whether you're looking for your first home, a weekend retreat, or a downsized escape, this property delivers both charm and functionality in a serene setting.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,077 sq ft home in Niles Township in Niles built in 1945.
Asking $94,900 (about $88/sq ft).
Estimated annual property tax: $1,226, or about $102 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,077 sqft
Lot Size0.91 acres
Year Built1945
Stories1
Location
CityNiles
MunicipalityNiles Twp
Zip Code49120
CountyBerrien
School DistrictBrandywine
Construction & Systems
StyleOther
ConstructionWood Siding
BasementMichigan Basement, Partial
HeatingForced Air
WaterWell
SewerPublic
UtilitiesNatural Gas Connected
Sale & Financing
Listed6/25/2026
Original Price$99,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,226
Tax Year2024
Assessed Value$27,723
Parcel #11-14-0114-0010-09-3
Source: SparkMLS
Legal Description
Per title commitment
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Courtney Ertman
True Michigan Properties
Frequently Asked Questions about 242 Higgins Street, Niles, MI 49120
Which school district serves 242 Higgins Street, Niles, MI 49120?
Per MLS# 25060653, 242 Higgins Street, Niles, MI 49120 is in the Brandywine boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Brandywine directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25060653, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 242 Higgins Street, Niles, MI 49120?
Per public tax records, annual property taxes for this property are $1,226 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 242 Higgins Street, Niles, MI 49120 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 242 Higgins Street, Niles, MI 49120 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 242 Higgins Street, Niles, MI 49120. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 242 Higgins Street, Niles, MI 49120?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Niles Twp police department or the Berrien County sheriff's office.
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Monthly payment$616
Principal & interest$616
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
242 Higgins Street, Niles, MI 49120
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Municipality
Niles Township
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