Sold
2538 S 3rd Street, Niles, MI 49120
Sold on 06/15/2026 for$250,000
MLS # 26019301 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,200 sqftBuilt 19501.02 acres
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Listing Description
Motivated Seller, bring an offer!! Beautifully maintained and thoughtfully updated, this 4-bedroom, 3-bath home offers 2,200 square feet of comfortable living space on just over an acre. The fully renovated kitchen (completed 5 years ago) opens seamlessly into spacious living areas. Major mechanical updates provide peace of mind, including a newer hot water heater (4 years), furnace and A/C (7 years), and roof and siding (8 years). Within the past year, the home has seen even more improvements, including new exterior doors, refreshed bathrooms with new vanities and mirrors, and a full bath upgrade featuring a new shower surround. Step outside and enjoy your own backyard retreat, complete with an above ground pool and deck added last year, plus beautifully maintained seasonal blooming annuals. All appliances are included, along with a 1-year home warranty.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,200 sq ft home built in 1950 sits in Niles Township in Niles.
Closed at $250,000 (about $114/sq ft).
Property tax estimate: $1,815 per year ($151/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,200 sqft
Lot Size1.02 acres
Year Built1950
Stories2
Location
CityNiles
MunicipalityNiles Twp
Zip Code49120
CountyBerrien
School DistrictBrandywine
Construction & Systems
ConstructionVinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Eat-in Kitchen
Sale & Financing
Listed4/30/2026
Sold Date6/14/2026
Original Price$269,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,815
Tax Year2024
Assessed Value$63,042
Parcel #TBD
Source: SparkMLS
Legal Description
TBD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cloe Mittan
Red Shoe Realty
Frequently Asked Questions about 2538 S 3rd Street, Niles, MI 49120
What school district is 2538 S 3rd Street, Niles, MI 49120 in?
Per MLS# 26019301, this property is served by Brandywine. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26019301, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26019301, the most recent reported annual property tax for 2538 S 3rd Street, Niles, MI 49120 is $1,815 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2538 S 3rd Street, Niles, MI 49120 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2538 S 3rd Street, Niles, MI 49120 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Niles Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,686
Principal & interest$1,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2538 S 3rd Street, Niles, MI 49120
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Municipality
Niles Township
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