For Sale
2815 Lake Pines Path, St. Joseph, MI 49085
$2,000,000
MLS # 26029348 (Michigan Regional Information Center (MichRIC))
6 beds4 baths4,195 sqftBuilt 19051.71 acres
1 / 105
Listing Description
Rare Lake Michigan estate with 210 feet of frontage. This waterfront estate offers timeless charm, extraordinary natural beauty, and remarkable room for family and guests. This painted-brick home sits on a private, wooded lot with direct lake frontage, sweeping turquoise water views, and a protected rock seawall. Inside, original hardwood floors, elegant arched doorways, and a wood-burning fireplace anchor the character-rich interior. The expansive great room opens via French doors to a lakeside deck, while a formal dining room with lake views seats a crowd. The stunning primary suite features beadboard ceilings and direct lake views. Multiple bedrooms, charming loft spaces, a sun-drenched bonus room, and well-appointed kitchen with island complete this irreplaceable retreat. Outside, an oversized 4 car detached garage, sprawling lawn, and lakeside fire pit make this an irreplaceable retreat for making memories.
Source: SparkMLS
About this home
This 6-bedroom, 4-bath, 4,195 sq ft home built in 1905 sits in Lincoln Township in St. Joseph.
Asking $2,000,000 (about $477/sq ft).
Estimated annual property tax: $14,545, or about $1,212 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms6
Bathrooms4
Living Area4,195 sqft
Lot Size1.71 acres
Year Built1905
Stories2
Location
CitySt. Joseph
MunicipalityLincoln Twp
Zip Code49085
CountyBerrien
School DistrictLakeshore
Construction & Systems
StyleTraditional
ConstructionBrick
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed6/14/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$14,545
Tax Year2025
Assessed Value$531,400
Parcel #11-12-0009-0020-21-0
Source: SparkMLS
Legal Description
SPLIT/COMBINED ON 05/14/2024 FROM 12-0009-0020-08-9, 12-0009-0020-12-7; BEG AT A PT THAT IS 1997.5' W OF THE E1/4 COR OF SEC 9 T5S R19W TH S00DEG28'03''E 191.54' TH S89DEG23'57''W 85' TH N79DEG32'W TO THE EDGE OF THE BLUFF OF LK MICHIGAN TH NELY ALONG SD BLUFF TO THE E & W1/4 LN OF SD SEC TH E ALONG SD ¼ LN TO POB ALSO ALL THE LAND LYING BET THE MEANDER LN & THE HIGH WATER LINE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kerry M Wright
Wright Properties
Frequently Asked Questions about 2815 Lake Pines Path, St. Joseph, MI 49085
What school district is 2815 Lake Pines Path, St. Joseph, MI 49085 in?
Per MLS# 26029348, this property is served by Lakeshore. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 2815 Lake Pines Path, St. Joseph, MI 49085?
Per MLS# 26029348, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26029348, the most recent reported annual property tax for 2815 Lake Pines Path, St. Joseph, MI 49085 is $14,545 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2815 Lake Pines Path, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2815 Lake Pines Path, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$12,972
Principal & interest$12,972
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2815 Lake Pines Path, St. Joseph, MI 49085
View full property history →
Municipality
Lincoln Township
View all listings →
Get email alerts for new listings near 2815 Lake Pines Path
We'll notify you when something hits the market in Lincoln Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.