Sold
3088 St Joseph River Drive, Benton Harbor, MI 49022
Sold on 03/07/2025 for$360,000
MLS # 25001242 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,360 sqftBuilt 19680.56 acres
1 / 48
Listing Description
Here's your chance to live on the beautiful St Joseph River, with 139 feet of private frontage. This 3 bedroom, 2.5 bathroom spacious home has loads of recent updates like all new LVP, new paint throughout including kitchen cabinets, new windows and a slider. Other features include a formal dining room, large living room AND large family room with a show-stopping stone fireplace and oversized slider that leads to a fully fenced backyard and a deck offering incredible views of the river and sunsets! . Plus, the basement offers an incredible opportunity for finishing. The primary suite is expansive and large enough to enjoy your own private sitting area. You're going to love this home nestled at the end of a cul-de-sac and conveniently located to everything Benton Harbor has to offer.
Source: SparkMLS
About this home
Located in Sodus Township in Benton Harbor, this property offers 3-bedroom, 3-bath, 2,360 sq ft, with original construction dating to 1968.
Closed at $360,000 (about $153/sq ft).
Annual property taxes run approximately $2,565 ($214/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 2,000 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,360 sqft
Lot Size0.56 acres
Year Built1968
Stories2
Location
CityBenton Harbor
MunicipalitySodus Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleTraditional
ConstructionAluminum Siding, Brick
BasementFull
Garage2 spaces
HeatingHot Water
WaterWell
SewerSeptic Tank
InteriorEat-in Kitchen, Pantry
Sale & Financing
Listed1/9/2025
Sold Date3/6/2025
Original Price$378,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,565
Tax Year2024
Assessed Value$105,500
Parcel #19-7100-0015-00-2
Source: SparkMLS
Legal Description
LOT 15 ST. JOSEPH RIVER HIGHLANDS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jody Schwalm
RE/MAX United (Beltline)
Frequently Asked Questions about 3088 St Joseph River Drive, Benton Harbor, MI 49022
Which school district serves 3088 St Joseph River Drive, Benton Harbor, MI 49022?
Per MLS# 25001242, 3088 St Joseph River Drive, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25001242, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3088 St Joseph River Drive, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $2,565 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3088 St Joseph River Drive, Benton Harbor, MI 49022 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3088 St Joseph River Drive, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3088 St Joseph River Drive, Benton Harbor, MI 49022. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3088 St Joseph River Drive, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Sodus Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,432
Principal & interest$2,432
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
XfinityCable
2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsAT&TDSL
25 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3088 St Joseph River Drive, Benton Harbor, MI 49022
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Municipality
Sodus Township
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