For Sale
4054 Bungalow Path, St. Joseph, MI 49085
$699,000
MLS # 26037409 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,707 sqftBuilt 20210 acres
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Listing Description
Welcome to this beautifully maintained 4-bedroom, 2.5-bath condominium in a highly sought-after 55+ community in St. Joseph, Michigan. Offering 1,650 square feet of finished living space, this home features an open, functional floor plan designed for comfortable everyday living and easy entertaining. Perfectly positioned on a private pond, the waterfront setting provides peaceful views and a serene backdrop to enjoy year-round. The attached two-car garage offers ample parking and additional storage. Rarely available, this home includes every available builder upgrade selected by the original owners, reflecting exceptional quality and attention to detail throughout. While the current floor plan is configured as a 3-bedroom with a dedicated office, the office includes the space and flexibility to serve as a fourth bedroom if desired, making it ideal for guests, hobbies, or additional living space. Don't miss this exceptional opportunity!
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,707 sq ft home built in 2021 sits in Lincoln Township in St. Joseph.
Listed at $699,000 (about $258/sq ft).
Annual property taxes run approximately $7,970 ($664/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms4
Bathrooms3
Living Area2,707 sqft
Year Built2021
Stories2
Location
CitySt. Joseph
MunicipalityLincoln Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorWet Bar, Center Island, Pantry
Sale & Financing
Listed7/20/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$360 / Monthly
IncludesTrash, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$7,970
Tax Year2025
Assessed Value$285,035
Parcel #11-12-4800-0077-00-0
Source: SparkMLS
Legal Description
SPLIT ON 7/07/2021 FROM 12-4800-0100-00-0; UNIT 77 MAIDEN LANE COTTAGES CONDOMINIUM LIBER 296 PAGE 1 FOURTH AMENDMENT AND RESTATEMENT OF MASTER DEED LIBER 0296 PAGE 0141
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 21, 2026
Listed for sale
$699,000
More Homes in Lincoln Township
Listed by Drew Hedstrom
@properties Christie's International R.E.
Frequently Asked Questions about 4054 Bungalow Path, St. Joseph, MI 49085
What school district is 4054 Bungalow Path, St. Joseph, MI 49085 in?
Per MLS# 26037409, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26037409, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26037409, the most recent reported annual property tax for 4054 Bungalow Path, St. Joseph, MI 49085 is $7,970 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4054 Bungalow Path, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4054 Bungalow Path, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$4,894
Principal & interest$4,534
HOA$360
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4054 Bungalow Path, St. Joseph, MI 49085
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Municipality
Lincoln Township
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