Sold
407 N 15th Street, Niles, MI 49120
Sold on 07/01/2026 for$147,000
MLS # 26027263 (Michigan Regional Information Center (MichRIC))
2 beds1 bath788 sqftBuilt 19400.14 acres
1 / 40
Listing Description
A Very Cozy and Quaint 2 bed/ 1 bath Bungalow is move in ready! Updates include: 2025 HVAC, complete kitchen remodel with hard surface countertops, cabinets, appliances and flooring. The primary bedroom features a nice size closet area as well as a spacious layout. The second bedroom has a whimsical feel but can also easily be used as an office space or bonus area. The house includes a basement laundry with plenty of storage space, a nice sized detached garage with an additional covered patio and a fenced in back yard. One of the best features of the home is its location which sets two blocks from Niles High School and less than a block from the elementary school. This one won't last long!
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 788 sq ft home built in 1940 sits in Niles in Niles.
Closed at $147,000 (about $187/sq ft).
Annual property taxes run approximately $986 ($82/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area788 sqft
Lot Size0.14 acres
Year Built1940
Stories1
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
ConstructionAluminum Siding
BasementPartial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed6/4/2026
Sold Date6/30/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$986
Tax Year2024
Assessed Value$26,446
Parcel #11-72-6080-0006-00-0
Source: SparkMLS
Legal Description
LOT 6 PARKERS SUB OF LOTS 47 TO 55 INCL OF REDDICK & MOORES ADD TO CITY OF NILES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ernest J Parrish
Coldwell Banker Real Estate Group
Frequently Asked Questions about 407 N 15th Street, Niles, MI 49120
Which school district serves 407 N 15th Street, Niles, MI 49120?
Per MLS# 26027263, 407 N 15th Street, Niles, MI 49120 is in the Niles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Niles directly to confirm enrollment eligibility.
What financing options are available for 407 N 15th Street, Niles, MI 49120?
Per MLS# 26027263, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 407 N 15th Street, Niles, MI 49120?
Per public tax records, annual property taxes for this property are $986 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 407 N 15th Street, Niles, MI 49120 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 407 N 15th Street, Niles, MI 49120 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 407 N 15th Street, Niles, MI 49120?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
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Monthly payment$940
Principal & interest$940
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
407 N 15th Street, Niles, MI 49120
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Municipality
Niles
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