Sold
413 S St Joseph Avenue, Niles, MI 49120
Sold on 06/26/2026 for$245,000
MLS # 26013851 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,764 sqftBuilt 19501.5 acres
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Listing Description
BRAND NEW ROOF & other upgrades made to this Charming Brick Ranch with NO STEPS on One of Niles' Most Picturesque Streets! This beautifully updated 3-bedroom, 2-full bath sits on a peaceful, wooded, wildlife filled 1.5-acre lot with Gazebo and shed. Inside, you'll find brand-new white Kitchen cabinetry, white quartz countertops, ceramic tile flooring, a new range and pantry. Freshly painted throughout, the home also features new LVP flooring, fireplace in the expansive family room & cozy new carpet in the den. A bright sunroom overlooks the backyard woods, offering the perfect spot to relax. Both bathrooms are ceramic tile. Spacious primary suite offers a large closet. Additional highlights include a new washer, ceiling fans throughout, new front & screen doors, new gutters & attached 2-car garage.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,764 sq ft home in Niles in Niles built in 1950.
This home sold for $245,000 (about $139/sq ft).
Property tax estimate: $2,213 per year ($184/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,764 sqft
Lot Size1.5 acres
Year Built1950
Stories1
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleRanch
ConstructionBrick
BasementSlab
Garage2 spaces
HeatingHot Water
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/18/2026
Sold Date6/25/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,213
Tax Year2025
Assessed Value$59,613
Parcel #11-74-5430-0001-03-5
Source: SparkMLS
Legal Description
LOT 1 SUPERVISORS PLAT NO 4 CITY OF NILES EXC THE S 132' THEREOF and THE S1/2 OF LOTS 7 & 8 GEO KIMMEL ADD TO CITY OF NILES INCL VAC KIMMEL ST ALSO ANY PART OF VAC MARKET ST WHICH WOULD ACCRUE BY LAW
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Carolee M Dalrymple
The Home Source Group
Frequently Asked Questions about 413 S St Joseph Avenue, Niles, MI 49120
Which school district serves 413 S St Joseph Avenue, Niles, MI 49120?
Per MLS# 26013851, 413 S St Joseph Avenue, Niles, MI 49120 is in the Niles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Niles directly to confirm enrollment eligibility.
What financing options are available for 413 S St Joseph Avenue, Niles, MI 49120?
Per MLS# 26013851, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 413 S St Joseph Avenue, Niles, MI 49120?
Per public tax records, annual property taxes for this property are $2,213 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 413 S St Joseph Avenue, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 413 S St Joseph Avenue, Niles, MI 49120 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 413 S St Joseph Avenue, Niles, MI 49120?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
413 S St Joseph Avenue, Niles, MI 49120
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Municipality
Niles
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