Sold
4135 Grandwood Circle, St. Joseph, MI 49085
Sold on 05/29/2026 for$445,000
MLS # 26010485 (Michigan Regional Information Center (MichRIC))
4 beds4 baths2,546 sqftBuilt 20010.29 acres
1 / 48
Listing Description
Beautifully updated, move-in ready home in a welcoming neighborhood with no through streets! Enjoy the convenience of an EV-ready garage and peace of mind with a brand new roof (Fall 2025).The fully renovated kitchen features new cabinetry, countertops, hardware, and a stunning farmhouse sink, all open to a spacious family room, with gas log fireplace, perfect for everyday living and entertaining. A nearby dining area, with slider, leads to a fully fenced backyard and deck, ideal for outdoor dining. The main level also includes a large, dedicated home office, laundry room, and half bath. Upstairs, the primary suite offers a beautifully updated bathroom with tiled shower (2021), along with two additional bedrooms and a full bath all overlooking an open foyer. The finished basement adds incredible flexibility with a large recreation space, additional bedroom with egress window, and full bath, perfect for guests or a potential in-law suite. New carpet was added to the basement living
Source: SparkMLS
About this home
4-bedroom, 4-bath, 2,546 sq ft home in Lincoln Township in St. Joseph built in 2001.
Closed at $445,000 (about $175/sq ft).
Estimated annual property tax: $3,754, or about $313 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,546 sqft
Lot Size0.29 acres
Year Built2001
Stories2
Location
CitySt. Joseph
MunicipalityLincoln Twp
Zip Code49085
CountyBerrien
School DistrictLakeshore
Construction & Systems
StyleTraditional
ConstructionBrick, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed3/17/2026
Sold Date5/28/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,754
Tax Year2025
Assessed Value$135,916
Parcel #11-12-8720-0032-00-1
Source: SparkMLS
Legal Description
LOT 32 WINDWOOD ESTATES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Rachel Scholten
Century 21 Affiliated
Frequently Asked Questions about 4135 Grandwood Circle, St. Joseph, MI 49085
Which school district serves 4135 Grandwood Circle, St. Joseph, MI 49085?
Per MLS# 26010485, 4135 Grandwood Circle, St. Joseph, MI 49085 is in the Lakeshore boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeshore directly to confirm enrollment eligibility.
What financing options are available for 4135 Grandwood Circle, St. Joseph, MI 49085?
Per MLS# 26010485, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4135 Grandwood Circle, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $3,754 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4135 Grandwood Circle, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4135 Grandwood Circle, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4135 Grandwood Circle, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,919
Principal & interest$2,919
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4135 Grandwood Circle, St. Joseph, MI 49085
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Municipality
Lincoln Township
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