For Sale
4150 Ridge Road 21 and 22, Stevensville, MI 49127
$688,000
MLS # 26017891 (Michigan Regional Information Center (MichRIC))
4 beds4 baths1,930 sqftBuilt 19680 acres
1 / 101
Listing Description
Welcome to Surf Side Condominiums--where luxury, location, and Lake Michigan converge. This impeccably updated 4-bedroom, 4-bath condo at 4150 Ridge Rd, Unit 21 and 22 can be separated by a barn door (currently there is a wall) and offers refined living just steps from the shoreline and with many living options. Every detail has been thoughtfully renovated, including luxury vinyl plank flooring, custom cabinetry, quartz countertops, all new appliances, and beautifully updated baths with modern features and fixtures. The open-concept layout is filled with natural light and opens to a private patio perfect for relaxing or entertaining. Enjoy the resort-like amenities of Surf Side, including a lakeside pool, beautifully maintained grounds, and direct Lake access with million dollar views. Two ESA pets are allowed. Only 1 1/2 hours from Chicago.
Source: SparkMLS
About this home
This 4-bedroom, 4-bath, 1,930 sq ft home built in 1968 sits in Lincoln Township in Stevensville.
Currently offered at $688,000 (about $356/sq ft).
Property tax estimate: $7,941 per year ($662/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms4
Bathrooms4
Living Area1,930 sqft
Year Built1968
Stories1
Location
CityStevensville
MunicipalityLincoln Twp
Zip Code49127
CountyBerrien
School DistrictLakeshore
Construction & Systems
StyleContemporary
ConstructionBrick, Wood Siding
BasementSlab
Garage2 spaces
HeatingBaseboard
WaterPublic
SewerPublic
InteriorEat-in Kitchen
Sale & Financing
Listed4/23/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$800 / Monthly
IncludesWater, Trash, Snow Removal, Sewer
Source: SparkMLS
Tax Information
Annual Tax$7,941
Tax Year2024
Assessed Value$169,569
Parcel #12-7350-0021-00-0
Source: SparkMLS
Legal Description
As per title commitment.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Christine Gianni
Jaqua Realtors
Frequently Asked Questions about 4150 Ridge Road 21 and 22, Stevensville, MI 49127
Which school district serves 4150 Ridge Road 21 and 22, Stevensville, MI 49127?
Per MLS# 26017891, 4150 Ridge Road 21 and 22, Stevensville, MI 49127 is in the Lakeshore boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeshore directly to confirm enrollment eligibility.
What financing options are available for 4150 Ridge Road 21 and 22, Stevensville, MI 49127?
Per MLS# 26017891, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4150 Ridge Road 21 and 22, Stevensville, MI 49127?
Per public tax records, annual property taxes for this property are $7,941 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4150 Ridge Road 21 and 22, Stevensville, MI 49127 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4150 Ridge Road 21 and 22, Stevensville, MI 49127 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4150 Ridge Road 21 and 22, Stevensville, MI 49127?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$5,262
Principal & interest$4,462
HOA$800
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4150 Ridge Road 21 and 22, Stevensville, MI 49127
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Municipality
Lincoln Township
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