For Sale
4177 Cottage Path Lot #11, Stevensville, MI 49127
$59,000
MLS # 26008240 (Michigan Regional Information Center (MichRIC))
0.09 acres
1 / 23
Listing Description
Discover a unique opportunity within an intimate 18-unit Planned Unit Development ideally located near some of the area's favorite amenities. This thoughtfully designed community is just a short stroll from the Lake Michigan bluff and conveniently close to Tosi's Restaurant, Bit of Swiss Bakery, and Stewart Elementary School. All homes must have a 'cottage look'. Building plan of your 'cottage' subject to board review. Choose your own builder. Home must be between 1200 and 2400 sq. ft. and one to two stories. Bldg footprint: 89' x 45'. Association Bylaws and Master Deed available. The development includes two shared common areas, including a front gathering space and a rear park area with a fire pit, creating inviting outdoor spaces for residents to enjoy. Yard areas are orientated toward the front to promote an open and welcoming streetscape. Located less than 1½ hours from Chicago, this Harbor Country location offers the perfect blend of peaceful lakeshore living with
Source: SparkMLS
About this home
Listed at $59,000.
Annual property taxes run approximately $611 ($51/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.09 acres
Location
CityStevensville
MunicipalityLincoln Twp
Zip Code49127
CountyBerrien
School DistrictLakeshore
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, Storm Sewer, None
Sale & Financing
Listed3/4/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$2,200 / Annually
Source: SparkMLS
Tax Information
Annual Tax$611
Tax Year2025
Assessed Value$13,412
Parcel #11-12-1350-0011-00-1
Source: SparkMLS
Legal Description
UNIT 11 COTTAGE COURT LIBER 142 PAGE 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Christine Gianni
Jaqua Realtors
Frequently Asked Questions about 4177 Cottage Path Lot #11, Stevensville, MI 49127
What school district is 4177 Cottage Path Lot #11, Stevensville, MI 49127 in?
Per MLS# 26008240, this property is served by Lakeshore. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26008240, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26008240, the most recent reported annual property tax for 4177 Cottage Path Lot #11, Stevensville, MI 49127 is $611 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4177 Cottage Path Lot #11, Stevensville, MI 49127 eligible for USDA financing?
Per USDA Rural Development boundary data, 4177 Cottage Path Lot #11, Stevensville, MI 49127 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4177 Cottage Path Lot #11, Stevensville, MI 49127 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
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Monthly payment$566
Principal & interest$383
HOA$183
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4177 Cottage Path Lot #11, Stevensville, MI 49127
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Municipality
Lincoln Township
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