For Sale
5232 Washington Avenue, St. Joseph, MI 49085
$450,000
MLS # 26019195 (Michigan Regional Information Center (MichRIC))
5 beds5 baths3,327 sqftBuilt 19001 acres
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Listing Description
Timeless charm meets exceptional versatility in this spacious 5-bedroom, 4.5-bath home located in the highly sought-after Lakeshore Public Schools district. Nestled in the heart of Southwest Michigan, this well-situated residence with an abundance of green space offers room to live, work, and entertain with ease. Featuring a private in-law quarters, this home is ideal for multi-generational living, guest accommodations, or flexible lifestyle needs. Classic architectural details blend seamlessly with generous living spaces, creating a warm and inviting atmosphere throughout. Step outside to your own backyard retreat, complete with an in-ground pool, perfect for summer gatherings and relaxing evenings. Conveniently located on an expansive, one acre parcel near Lake Michigan beaches, wineries, and just a short drive to St. Joseph and Stevensville, this property offers the perfect balance of tranquility and accessibility.
Source: SparkMLS
About this home
5-bedroom, 5-bath, 3,327 sq ft home in Lincoln Township in St. Joseph built in 1900.
Asking $450,000 (about $135/sq ft).
Property tax estimate: $4,058 per year ($338/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms5
Living Area3,327 sqft
Lot Size1 acres
Year Built1900
Stories2
Location
CitySt. Joseph
MunicipalityLincoln Twp
Zip Code49085
CountyBerrien
School DistrictLakeshore
Construction & Systems
StyleTraditional
ConstructionVinyl Siding, Wood Siding
BasementDaylight, Michigan Basement, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorEat-in Kitchen
Sale & Financing
Listed5/13/2026
Original Price$479,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,058
Tax Year2025
Assessed Value$153,525
Parcel #11-12-0023-0029-01-4
Source: SparkMLS
Legal Description
COM 425.23'N OF CEN SEC 23 T5S R19W TH N 235'TH S89DEG 44'W 185.36'TH S 235'TH N89 DEG44'E 185.36'TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kimberly Keigley
Coastline Realty Group
Frequently Asked Questions about 5232 Washington Avenue, St. Joseph, MI 49085
Which school district serves 5232 Washington Avenue, St. Joseph, MI 49085?
Per MLS# 26019195, 5232 Washington Avenue, St. Joseph, MI 49085 is in the Lakeshore boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeshore directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26019195, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5232 Washington Avenue, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $4,058 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5232 Washington Avenue, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5232 Washington Avenue, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5232 Washington Avenue, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,919
Principal & interest$2,919
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5232 Washington Avenue, St. Joseph, MI 49085
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Municipality
Lincoln Township
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