Sold
9650 Montgold Avenue, White Lake, MI
Sold on 06/30/2026 for$672,111
MLS # 20261035493 (Realcomp)
4 beds3 baths3,057 sqftBuilt 19950.42 acres
1 / 42
Listing Description
ENJOY THIS SUMMER ON THE LAKE! THIS STRIKING CONTEMPORARY IS SITUATED ON A OVERSIZED (.42 ACRE) LOT AND FEATURES A COVERED PORCH, ELEVATED DECK, LOWER LEVEL PAVER PATIO, FENCED YARD, PRIVATE BOAT LAUNCH AND 175' OF SHORELINE ON ALL SPORTS MANDON LAKE! The home's open concept features a stunning Great Room/Dining/Kitchen with a soaring two-story cathedral ceiling, stone fireplace, rich hardwood flooring, two door-walls opening to the deck and a wall of windows provides stunning lake views! The Island Kitchen is furnished with beautiful cabinets, granite counters, snack-bar counter and all appliances. There are two Bedrooms and a full Bath on the first floor. The entire second floor houses a spectacular Owner's Suite! This private oasis consists of a spacious Bedroom with vaulted ceiling with fan and light. The large Ensuite is furnished with granite vanities, large Euroglas enclosed step-in shower and private water closet. The adjacent Library/Den features a clipped cathedral ceiling and is furnished with washer/dryer hook-up and a load of storage cabinetry. The finished lower level walk-out includes a Family/Rec Room with a door-wall leading to the paver patio, a spacious Bedroom/Bar Room, full Bath, Flex Room, Laundry Area with washer, dryer, storage cabinets and utility tub. A lower level Storage Room/Garage is ideal for storing all the lake toys!
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 3,057 sq ft home built in 1995 sits in White Lake Township in White Lake.
Closed at $672,111 (about $220/sq ft).
Annual property taxes run approximately $7,433 ($619/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,057 sqft
Lot Size0.42 acres
Year Built1995
Stories2
Location
CityWhite Lake
MunicipalityWhite Lake Twp
CountyOakland
School DistrictWalled Lake
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished, Humidifier, Water Softener/Owned, Whirlpool Tub
Sale & Financing
Listed5/17/2026
Sold Date6/29/2026
Terms AcceptedCash, Conventional, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$7,243
State Equalized Value$258,350
Taxable Value$258,350
Parcel #1235176013
Source: Public Records
Legal Description
T3N, R8E, SEC 35 CEDAR LAKE PARK SLY PART OF LOT 75 MEAS 23.18 FT ALG WLY LOT LINE & 12.58 FT ALG ELY LOT LINE, ALSO ALL OF LOTS 76, 77 & 78& THAT PART OF OUTLOT 2 LYING WLY OF CANAL & NLY OF MONTGOLD RD & SLY OF A LINE BEG AT A PT ON W LINE OF SD LO T 75 DIST NLY 23.18 FT FROM SW LOT COR & RUNNING ELY THROUGH A PT ON ELY LINEOF SD LOT DIST NLY 12.58 FT FROM SE LOT COR & EXT TO CANAL
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Janet K Stockton
KW Showcase Realty
Frequently Asked Questions about 9650 Montgold Avenue, White Lake, MI
Which school district serves 9650 Montgold Avenue, White Lake, MI?
Per MLS# 20261035493, 9650 Montgold Avenue, White Lake, MI is in the Walled Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Walled Lake directly to confirm enrollment eligibility.
What financing options are available for 9650 Montgold Avenue, White Lake, MI?
Per MLS# 20261035493, this listing accepts Cash, Conventional, VA Loan financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 9650 Montgold Avenue, White Lake, MI?
Per public tax records, annual property taxes for this property are $7,243. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9650 Montgold Avenue, White Lake, MI is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 9650 Montgold Avenue, White Lake, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 9650 Montgold Avenue, White Lake, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$7,433
Monthly$619
Millage rate28.7703 mills
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$5,159
Principal & interest$4,540
Property taxes$619
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9650 Montgold Avenue, White Lake, MI
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Municipality
White Lake Township
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County
Oakland County
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