Sold
9912 Cottage Lane, Union Pier, MI 49129
Sold on 10/01/2025 for$1,200,000
MLS # 25045296 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,515 sqftBuilt 20050.19 acres
1 / 37
Listing Description
Welcome to Beach Pines Cottage - Your Serene Retreat in the Heart of Union Pier Nestled in the highly sought-after Lakeshore Cottages community, this beautifully refreshed and fully turnkey home offers the perfect blend of privacy, comfort, and coastal charm. Set on a premium, lushly landscaped homesite, this cottage invites you to enjoy the outdoors at every turn—whether it's birdwatching from your newly enclosed porch, entertaining guests on the tranquil stone patio, soaking in the hot tub under the stars, or relaxing on the covered front porch with a good book and friendly neighbors passing by. Inside, the home is bright, open, and thoughtfully designed for both entertaining and quiet moments. The two-story living room features a stunning stone fireplace, creating a warm and inviting focal point. Host unforgettable gatherings in the spacious dining area, perfectly complemented by a newly renovated kitchen with marble countertops and high-end stainless steel appliances.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,515 sq ft home in New Buffalo Township in Union Pier built in 2005.
Final sale price: $1,200,000 (about $477/sq ft).
Annual property taxes run approximately $16,068 ($1,339/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,515 sqft
Lot Size0.19 acres
Year Built2005
Stories2
Location
CityUnion Pier
MunicipalityNew Buffalo Twp
Zip Code49129
CountyBerrien
School DistrictNew Buffalo Area Schools
Construction & Systems
StyleCape Cod
ConstructionWood Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
Sale & Financing
Listed9/3/2025
Sold Date9/30/2025
Terms AcceptedCash, Conventional
Concessions$3,500
HOA
HOA Fee$167 / Monthly
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$16,068
Tax Year2024
Assessed Value$431,164
Parcel #11-13-4600-0003-00-2
Source: SparkMLS
Legal Description
UNIT 3 LAKESHORE COTTAGES LIBER 173 PAGE 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David Camp
Berkshire Hathaway HomeServices Chicago
Frequently Asked Questions about 9912 Cottage Lane, Union Pier, MI 49129
Which school district serves 9912 Cottage Lane, Union Pier, MI 49129?
Per MLS# 25045296, 9912 Cottage Lane, Union Pier, MI 49129 is in the New Buffalo Area Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact New Buffalo Area Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25045296, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 9912 Cottage Lane, Union Pier, MI 49129?
Per public tax records, annual property taxes for this property are $16,068 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9912 Cottage Lane, Union Pier, MI 49129 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 9912 Cottage Lane, Union Pier, MI 49129 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 9912 Cottage Lane, Union Pier, MI 49129. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 9912 Cottage Lane, Union Pier, MI 49129?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the New Buffalo Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$7,295
Principal & interest$7,128
HOA$167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9912 Cottage Lane, Union Pier, MI 49129
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Municipality
New Buffalo Township
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