Sold
9948 Cottage Lane, Union Pier, MI 49129
Sold on 05/21/2026 for$881,000
MLS # 26014260 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,632 sqftBuilt 20040.25 acres
1 / 44
Listing Description
Located on a prime corner lot in Union Pier's charming and highly sought-after Lakeshore Cottage neighborhood, this delightful home blends classic cottage character with thoughtful modern updates. Offering 3 bedrooms and 2 full baths, the versatile 3rd bedroom could be used as an office or den. The well-designed layout is ideal for both everyday living and effortless entertaining. Vaulted ceilings, dormer windows, and beautifully refinished wood flooring add warmth and architectural interest throughout. The inviting living room features a cozy wood-burning fireplace with gas starter and sound system--perfect for relaxing evenings year-round. The updated kitchen and bathrooms showcase stylish tile, quartz countertops, and stainless-steel appliances, creating a clean and contemporary feel. A bright and sunny dining area opens directly to the outdoor patio, making indoor-outdoor living and entertaining a breeze.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,632 sq ft home in New Buffalo Township in Union Pier built in 2004.
This home sold for $881,000 (about $540/sq ft).
Annual property taxes run approximately $4,287 ($357/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,632 sqft
Lot Size0.25 acres
Year Built2004
Stories1
Location
CityUnion Pier
MunicipalityNew Buffalo Twp
Zip Code49129
CountyBerrien
School DistrictNew Buffalo
Construction & Systems
StyleCape Cod
ConstructionShingle Siding, Wood Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed4/7/2026
Sold Date5/20/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$525 / Quarterly
IncludesOther, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$4,287
Tax Year2024
Assessed Value$210,859
Parcel #11-13-4600-0014-00-4
Source: SparkMLS
Legal Description
UNIT 14 LAKESHORE COTTAGES LIBER 173 PAGE 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mara Walsh
Coldwell Banker Realty
Frequently Asked Questions about 9948 Cottage Lane, Union Pier, MI 49129
Which school district serves 9948 Cottage Lane, Union Pier, MI 49129?
Per MLS# 26014260, 9948 Cottage Lane, Union Pier, MI 49129 is in the New Buffalo boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact New Buffalo directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26014260, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 9948 Cottage Lane, Union Pier, MI 49129?
Per public tax records, annual property taxes for this property are $4,287 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9948 Cottage Lane, Union Pier, MI 49129 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 9948 Cottage Lane, Union Pier, MI 49129 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 9948 Cottage Lane, Union Pier, MI 49129?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the New Buffalo Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$6,006
Principal & interest$5,831
HOA$175
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9948 Cottage Lane, Union Pier, MI 49129
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Municipality
New Buffalo Township
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