Sold
107 N Union Street, Reading, MI 49274
Sold on 06/22/2026 for$192,000
MLS # 26017073 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,109 sqftBuilt 19100.63 acres
1 / 27
Listing Description
Small-town living with everything you actually need close by. Located in the heart of Reading, you're minutes from Rotary Park's trails and river, a short walk to local favorites like Lone Ranger Cafe, Ray's Tavern, and just minutes from Long Lake, Carpenter Lake, and Hemlock Lake for fishing, boating, and summer afternoons on the water. Reading Elementary is less than 0.3 miles away and the high school campus is right around the corner. Updates include: New windows & exterior doors (2025 with transferable lifetime warranty). New water heater (2024). Quartz countertops (2024). Brand new back deck. Fresh paint throughout. Move in ready isn't just a phrase here, it's the reality and this one won't last long.
Source: SparkMLS
About this home
Located in Reading in Reading, this property offers 4-bedroom, 2-bath, 2,109 sq ft, with original construction dating to 1910.
Closed at $192,000 (about $91/sq ft).
Annual property taxes run approximately $1,446 ($121/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,109 sqft
Lot Size0.63 acres
Year Built1910
Stories2
Location
CityReading
MunicipalityReading City
Zip Code49274
CountyHillsdale
School DistrictReading
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space, Michigan Basement, Partial
Garage4 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/24/2026
Sold Date6/21/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,446
Tax Year2025
Assessed Value$62,112
Parcel #20-110-001-031-22-7-4
Source: SparkMLS
Legal Description
COM 74.25 FT N OF NW COR LOT 109 BARTHOLOMEWS ADD TH N 199.65 FT TH E 140 FT TH S 139.65 FT TH W 4 FT TH S 60 FT TH W 136 FT TO POB .64 A M/L UNPLATTED SEC 22 T7S R4W CITY OF READING
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jun 22, 2026
Sale recorded
$192,000
Apr 25, 2026
Listed for sale
$197,000
More Homes in Reading
Listed by Jeffrey Glover
Keller Williams Professionals
Frequently Asked Questions about 107 N Union Street, Reading, MI 49274
Which school district serves 107 N Union Street, Reading, MI 49274?
Per MLS# 26017073, 107 N Union Street, Reading, MI 49274 is in the Reading boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Reading directly to confirm enrollment eligibility.
What financing options are available for 107 N Union Street, Reading, MI 49274?
Per MLS# 26017073, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 107 N Union Street, Reading, MI 49274?
Per public tax records, annual property taxes for this property are $1,446 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 107 N Union Street, Reading, MI 49274 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 107 N Union Street, Reading, MI 49274 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 107 N Union Street, Reading, MI 49274?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Reading City police department or the Hillsdale County sheriff's office.
Map
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Monthly payment$1,278
Principal & interest$1,278
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
107 N Union Street, Reading, MI 49274
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Municipality
Reading
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