Sold
115 East Street, Reading, MI 49274
Sold on 05/14/2026 for$195,000
MLS # 26012302 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,001 sqftBuilt 19000.28 acres
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Listing Description
Welcome to this well-maintained 4-bedroom, 2-bath home located within the city limits of Reading. Conveniently situated just blocks from downtown, local restaurants, and Reading schools, this property offers both comfort and location. Inside, you'll find two spacious living areas providing plenty of room for relaxing or entertaining. The home also features a functional kitchen, full unfinished basement with excellent storage potential, and immediate possession for the next owner. Outside, enjoy the covered front porch, private backyard, and a 1.5-car garage. The home is also located near Reading's newly updated sidewalks, making it easy to walk and enjoy the surrounding neighborhood. FRONT DOOR RAMP IS RESERVED. A great opportunity to own a spacious home in a convenient location!
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,001 sq ft home in Reading in Reading built in 1900.
Closed at $195,000 (about $97/sq ft).
Estimated annual property tax: $1,580, or about $132 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,001 sqft
Lot Size0.28 acres
Year Built1900
Stories2
Location
CityReading
MunicipalityReading City
Zip Code49274
CountyHillsdale
School DistrictReading
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/26/2026
Sold Date5/13/2026
Terms AcceptedCash, Conventional
Concessions$7,800
Source: SparkMLS
Tax Information
Annual Tax$1,580
Tax Year2025
Assessed Value$39,176
Parcel #20-075-001-018
Source: SparkMLS
Legal Description
25 FT OFF S SIDE OF LOTS 31 & 32 & ALL LOT 33 FITZSIMMONS ADD SEC 26 T7S R4W CITY OF READING
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Blake Jenkins
CENTURY 21 Affiliated
Frequently Asked Questions about 115 East Street, Reading, MI 49274
What school district is 115 East Street, Reading, MI 49274 in?
Per MLS# 26012302, this property is served by Reading. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26012302, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26012302, the most recent reported annual property tax for 115 East Street, Reading, MI 49274 is $1,580 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 115 East Street, Reading, MI 49274 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 115 East Street, Reading, MI 49274 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Reading City police department or the Hillsdale County sheriff's office.
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Monthly payment$1,226
Principal & interest$1,226
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
115 East Street, Reading, MI 49274
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Municipality
Reading
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