Sold
129 W Silver Street, Reading, MI 49274
Sold on 10/16/2025 for$141,000
MLS # 25038535 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,638 sqftBuilt 19000.2 acres
1 / 29
Listing Description
This 4-bedroom, 2 full bathroom home in the heart of Reading offers the perfect blend of comfort, charm, and convenience. Step inside to find spacious living areas filled with natural light. The layout is functional with generously sized bedrooms and ample storage throughout. Outside, the oversized detached garage is a standout feature, perfect for vehicle storage, a workshop, or both! Equipped with an abundance of electrical outlets and plenty of space to work, this garage is a hobbyist or mechanic's dream. The water heater was replaced in 2021.
Source: SparkMLS
About this home
Located in Reading in Reading, this property offers 4-bedroom, 2-bath, 1,638 sq ft, with original construction dating to 1900.
Closed at $141,000 (about $86/sq ft).
Estimated annual property tax: $1,682, or about $140 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 9 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,638 sqft
Lot Size0.2 acres
Year Built1900
Stories2
Location
CityReading
MunicipalityReading City
Zip Code49274
CountyHillsdale
School DistrictReading Community Schools
Construction & Systems
StyleCape Cod, Traditional
ConstructionVinyl Siding, Wood Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorGarage Door Opener
Sale & Financing
Listed8/1/2025
Sold Date10/15/2025
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Concessions$1,100
Source: SparkMLS
Tax Information
Annual Tax$1,682
Tax Year2024
Assessed Value$44,871
Parcel #20-065-001-006
Source: SparkMLS
Legal Description
LOT 6 CHAPMANS ADD SEC 27 T7S R4W CITY OF READING
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeffrey Glover
Keller Williams Professionals
Frequently Asked Questions about 129 W Silver Street, Reading, MI 49274
What school district is 129 W Silver Street, Reading, MI 49274 in?
Per MLS# 25038535, this property is served by Reading Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25038535, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25038535, the most recent reported annual property tax for 129 W Silver Street, Reading, MI 49274 is $1,682 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 129 W Silver Street, Reading, MI 49274 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 129 W Silver Street, Reading, MI 49274 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 129 W Silver Street, Reading, MI 49274?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Reading City police department or the Hillsdale County sheriff's office.
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Monthly payment$907
Principal & interest$907
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableGSO SatelliteUnlicensed Fixed WirelessLicensed Fixed WirelessSatellite
9 providers at this address
FrontierFiber
7 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsAT&TLicensed Fixed Wireless
100 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsDMCI Broadband LLCLicensed Fixed Wireless
40 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
129 W Silver Street, Reading, MI 49274
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Municipality
Reading
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