Sold
2045 S Bainbridge Center Road, Benton Harbor, MI 49022
Sold on 03/03/2025 for$255,000
MLS # 24047596 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,021 sqftBuilt 18572 acres
1 / 54
Listing Description
You get a sense of being home as soon as you step into this well loved Michigan farm house! Live well with spacious rooms, copious storage, main floor owner's suite and laundry, replacement windows and a cozy basement family room. The enormous kitchen and formal dining room allow for entertaining large gatherings. Original hardwood flooring can be found in the upstairs bedrooms and under the carpeting in the main living area. The XL 2-car garage and shed offer plenty of space for both a workshop and storage. Beautiful perennials and majestic mature trees grace the yard. Plant a garden and enjoy your own homestead; includes 324 well-maintained cherry trees. Convenient location near schools, shopping & more.
Source: SparkMLS
About this home
Located in Bainbridge Township in Benton Harbor, this property offers 4-bedroom, 3-bath, 3,021 sq ft, with original construction dating to 1857.
This home sold for $255,000 (about $84/sq ft).
Annual property taxes run approximately $1,758 ($147/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 9 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,021 sqft
Lot Size2 acres
Year Built1857
Stories2
Location
CityBenton Harbor
MunicipalityBainbridge Twp
Zip Code49022
CountyBerrien
School DistrictWatervliet School District
Construction & Systems
StyleFarmhouse
ConstructionOther
BasementPartial
Garage2 spaces
HeatingBaseboard, Forced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected
InteriorCeiling Fan(s), Broadband, LP Tank Owned, Eat-in Kitchen
Sale & Financing
Listed9/9/2024
Sold Date3/2/2025
Original Price$299,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,758
Tax Year2023
Assessed Value$74,665
Parcel #11-01-0034-0002-01-6
Source: SparkMLS
Legal Description
Lengthy legal on attached survey and will appear on title work.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cynthia Trapp
Cressy & Everett Real Estate
Frequently Asked Questions about 2045 S Bainbridge Center Road, Benton Harbor, MI 49022
What school district is 2045 S Bainbridge Center Road, Benton Harbor, MI 49022 in?
Per MLS# 24047596, this property is served by Watervliet School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 24047596, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 24047596, the most recent reported annual property tax for 2045 S Bainbridge Center Road, Benton Harbor, MI 49022 is $1,758 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2045 S Bainbridge Center Road, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2045 S Bainbridge Center Road, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 2045 S Bainbridge Center Road, Benton Harbor, MI 49022?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bainbridge Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,864
Principal & interest$1,864
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessCableSatelliteDSL
9 providers at this address
1 Gbps
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsSupernetCable
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2045 S Bainbridge Center Road, Benton Harbor, MI 49022
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Municipality
Bainbridge Township
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