For Sale

2095 M 140, Benton Harbor, MI 49022

$499,999

MLS # 20251017370 (Realcomp)

4 beds3 baths3,064 sqftBuilt 200311 acres

2095 M 140, Benton Harbor, MI 49022 — front exterior

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Listing Description

Stunning 4-Bedroom 3-Bathroom Home on 11 Acres with Two Ponds & Outdoor Paradise This beautifully completed 4-bedroom, 3-bathroom home offers modern upgrades with rustic charm. Located on 11 acres of land, it features two ponds, wildlife, and nearby snowmobile trails—ideal for outdoor enthusiasts and hunters! Key Features: Welcoming Entryway – A front porch deck with an entry door surrounded by window panes. Inside is an accent wood wall and ceiling. Open Concept Living: Newly renovated kitchen with quartz countertops, oversized island, solid wood cabinets, and a cozy dining nook. Rustic barn beams and modern lighting add charm. Kitchen features stainless steel sink and appliances. Master Suite Retreat: Luxury bathroom with walk-in tile shower, jet jacuzzi tub, double barn door vanity, and walk-in closet. The bedroom has a slider to the very large back deck. Guest Bedrooms: New carpet, ceiling fans, and fresh paint in every room. Updated guest bathroom with new tub/shower unit. Convenient Utility Room & Pantry: Includes washer/dryer, well tank, and water heater, plus a pantry for extra storage. Garage & Crawlspace: 2-car garage with a full bathroom and stand-up shower. Cement poured walls and floor in the crawlspace leaves ease of renovation along with ample storage space. Don't miss out

Source: SparkMLS

About this home

4-bedroom, 3-bath, 3,064 sq ft home in Bainbridge Township in Benton Harbor built in 2003.

Asking $499,999 (about $163/sq ft).

Property tax estimate: $4,733 per year ($394/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.

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Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms4

Bathrooms3

Living Area3,064 sqft

Lot Size11 acres

Year Built2003

Stories1

Location

CityBenton Harbor

MunicipalityBainbridge Twp

Zip Code49022

CountyBerrien

School DistrictWatervliet

Construction & Systems

ConstructionVinyl Siding

Garage2 spaces

HeatingForced Air

WaterWell

SewerSeptic Tank

InteriorHome Warranty, Whirlpool Tub

Sale & Financing

Listed7/14/2025

Original Price$599,999

Terms AcceptedCash, Conventional

Source: SparkMLS

Tax Information

Annual Tax$4,733

Parcel #110100350002031

Source: SparkMLS

Legal Description

BEG 910.66' N00DEG21'30''E OF A PT ON E&W1/4 LN THAT IS 712.80' S89DEG17'10''E OF W1/4 PST FRL SEC 35 T4S R17W TH N89DEG17'10''W 578.23'TO ELY R/W LN M-140 TH N00DEG22'20''E 49.90' TH N89DEG37'40''W 75' TH N00DEG22'20''E ALL ON SD R/W 689.89' TH S89DEG17'10''E 653.05' TH S00DEG21'30''W 739.34' TO POB

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Justin Tibble

NEXGEN Realty

Frequently Asked Questions about 2095 M 140, Benton Harbor, MI 49022

What school district is 2095 M 140, Benton Harbor, MI 49022 in?

Per MLS# 20251017370, this property is served by Watervliet. In Michigan, school district boundaries are set by the state and do not always follow city limits.

What type of financing is accepted for this listing?

Per MLS# 20251017370, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.

How much are property taxes for this home?

Per MLS# 20251017370, the most recent reported annual property tax for 2095 M 140, Benton Harbor, MI 49022 is $4,733. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Is 2095 M 140, Benton Harbor, MI 49022 eligible for USDA financing?

Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

Per FEMA's National Flood Hazard Layer, 2095 M 140, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

Is fiber internet available at 2095 M 140, Benton Harbor, MI 49022?

Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

Who are the utility providers for this property?

Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.

Indiana Michigan Power Company Michigan Gas Utilities Corporation MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Bainbridge Twp police department or the Berrien County sheriff's office.

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