For Sale
5850 E Napier Avenue, Benton Harbor, MI 49022
$410,000
MLS # 26032974 (Michigan Regional Information Center (MichRIC))
5 beds3 baths2,254 sqftBuilt 19995.28 acres
1 / 40
Listing Description
SW Michigan Gentleman's Ranch- Charming Cape Cod ranch on 5.28 tranquil acres. High trotting, five bedrooms and 2.5 baths provide spacious family living while a 40' x 40' pole barn--with 14' clearance and in-floor radiant tubing--two horse run-ins and an additional lofted barn create turnkey opportunities for equestrian life, hobby farming, or storage. Bring your vision--simple updates will personalize the home and increase value. Located next to Spinks Corner and set among scenic farmland and strong communities, this property balances country serenity with convenient access to schools, shopping, and Lake Michigan. Top-rated nearby recreational adventures include Jean Klock Park and Silver Beach for the shoreline, Harbor Shores golf, Warren Dunes State Park for hiking and dunes, the Kal-Haven/Van Buren Trail for biking, and local rivers and parks for kayaking and birding.
Source: SparkMLS
About this home
This 5-bedroom, 3-bath, 2,254 sq ft home built in 1999 sits in Bainbridge Township in Benton Harbor.
Currently offered at $410,000 (about $182/sq ft).
Estimated annual property tax: $3,145, or about $262 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area2,254 sqft
Lot Size5.28 acres
Year Built1999
Stories2
Location
CityBenton Harbor
MunicipalityBainbridge Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air, Radiant
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Center Island
Sale & Financing
Listed6/29/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,145
Tax Year2024
Assessed Value$144,016
Parcel #11-01-0029-0015-09-0
Source: SparkMLS
Legal Description
COM 660.12'S88DEG51'35''E OF W1/4 COR SEC 29 T4S R17W TH S88DEG51' 35''E 330.06' TH S0DEG01'50''W 700.18' TH N88DEG49'38''W 329.69' TH N 700' TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kevin Trafton
Century 21 Affiliated
Frequently Asked Questions about 5850 E Napier Avenue, Benton Harbor, MI 49022
What school district is 5850 E Napier Avenue, Benton Harbor, MI 49022 in?
Per MLS# 26032974, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26032974, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26032974, the most recent reported annual property tax for 5850 E Napier Avenue, Benton Harbor, MI 49022 is $3,145 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5850 E Napier Avenue, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5850 E Napier Avenue, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bainbridge Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,659
Principal & interest$2,659
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5850 E Napier Avenue, Benton Harbor, MI 49022
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Municipality
Bainbridge Township
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