Sold
2141 Derfla Drive, St. Joseph, MI 49085
Sold on 06/29/2026 for$430,000
MLS # 20261042298 (Realcomp)
3 beds2 baths1,598 sqftBuilt 19790.53 acres
1 / 19
Listing Description
Charming Waterfront Property that sits on the St. Joseph River with access to Lake Michigan. This property sits on a generous lot size of 18,295.2 sq ft.3 bed, 1.5 bath fully furnished ranch style home with wrap around deck, hardwood floors, fireplace and landscaped yard with sprinkler system. A Must See!
Source: SparkMLS
About this home
Located in Sodus Township in St. Joseph, this property offers 3-bedroom, 2-bath, 1,598 sq ft, with original construction dating to 1979.
This home sold for $430,000 (about $269/sq ft).
Annual property taxes run approximately $3,031 ($253/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,598 sqft
Lot Size0.53 acres
Year Built1979
Stories1
Location
CitySt. Joseph
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
Garage1.5 spaces
HeatingBaseboard
WaterPublic, Well
SewerSeptic Tank
InteriorWater Softener/Owned
Sale & Financing
Listed6/5/2026
Sold Date6/28/2026
Terms AcceptedConventional
Source: SparkMLS
Tax Information
Annual Tax$3,031
Parcel #111772100063001
Source: SparkMLS
Legal Description
LOT 63 SHADY SHORES NO 1
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jason Davis
Oceans Realty
Frequently Asked Questions about 2141 Derfla Drive, St. Joseph, MI 49085
Which school district serves 2141 Derfla Drive, St. Joseph, MI 49085?
Per MLS# 20261042298, 2141 Derfla Drive, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261042298, this listing accepts Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2141 Derfla Drive, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $3,031. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2141 Derfla Drive, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2141 Derfla Drive, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2141 Derfla Drive, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Public, Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$3,042
Principal & interest$3,042
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2141 Derfla Drive, St. Joseph, MI 49085
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Municipality
Sodus Township
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