Sold
5570 Territorial Road, Benton Harbor, MI 49022
Sold on 11/21/2025 for$495,000
MLS # 25048978 (Michigan Regional Information Center (MichRIC))
3 beds4 baths3,170 sqftBuilt 200014.8 acres
1 / 60
Listing Description
Nestled on nearly 15 peaceful acres, this spacious ranch offers the perfect blend of comfort, functionality, and country living. The sprawling floor plan features three bedrooms, including two master suites, with the option for a fourth bedroom in the partially finished basement. A bright sunroom and a private addition create versatile living spaces—ideal for extended family or a guest retreat. The home showcases granite countertops, luxury wood floors, and the convenience of main-level laundry thoughtfully placed at the heart of the home. Step outside to enjoy three decks and a concrete patio, perfect for relaxing or entertaining. A large pole barn completes the property, equipped with concrete floors, electricity, a furnace, and even a car lift—all included. With sound mechanicals and serene surroundings, this home is a rare opportunity to enjoy country living with modern amenities.
Source: SparkMLS
About this home
This 3-bedroom, 4-bath, 3,170 sq ft home built in 2000 sits in Bainbridge Township in Benton Harbor.
Closed at $495,000 (about $156/sq ft).
Property tax estimate: $2,458 per year ($205/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area3,170 sqft
Lot Size14.8 acres
Year Built2000
Stories1
Location
CityBenton Harbor
MunicipalityBainbridge Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor Area Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air, Heat Pump
WaterPrivate Water
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Guest Quarters
Sale & Financing
Listed10/16/2025
Sold Date11/20/2025
Terms AcceptedCash, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,458
Tax Year2024
Assessed Value$117,908
Parcel #11-01-0018-0010-06-8
Source: SparkMLS
Legal Description
COM 804.02'W OF SE COR SEC 18 T4S R17W TH W 317.39'TH N0DEG00'22''E 1036.39'TO C/L TERRITORIAL RD TH S74DEG43'44''E ON ON C/L 318.84'TH S0DEG35'E 952.38'TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by The Wartick Ashley Real Estate Group
Cressy & Everett Real Estate
Frequently Asked Questions about 5570 Territorial Road, Benton Harbor, MI 49022
Which school district serves 5570 Territorial Road, Benton Harbor, MI 49022?
Per MLS# 25048978, 5570 Territorial Road, Benton Harbor, MI 49022 is in the Benton Harbor Area Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor Area Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25048978, this listing accepts Cash, VA Loan, Rural Development, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5570 Territorial Road, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $2,458 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5570 Territorial Road, Benton Harbor, MI 49022 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5570 Territorial Road, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 5570 Territorial Road, Benton Harbor, MI 49022. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5570 Territorial Road, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bainbridge Twp police department or the Berrien County sheriff's office.
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Monthly payment$3,243
Principal & interest$3,243
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Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessCableSatellite
8 providers at this address
1 Gbps
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsSupernetCable
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5570 Territorial Road, Benton Harbor, MI 49022
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Municipality
Bainbridge Township
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