Sold
8850 E Napier Avenue, Benton Harbor, MI 49022
Sold on 12/17/2024 for$295,000
MLS # 24057719 (Michigan Regional Information Center (MichRIC))
2 beds2 baths2,286 sqftBuilt 19999.9 acres
1 / 41
Listing Description
Welcome to your very own country retreat just a stone's throw from Pipestone Lake and the popular Sister Lakes area of Southwest Michigan. One owner ranch, first time on the market. Sunny and comfortable, with spacious rooms, plentiful storage, and stunning views of the absolutely gorgeous yard. Situated on just shy of 10 acres in the Watervliet school district. Features a formal dining room plus an eat-in area in the large kitchen which walks out to the deck. An office with French doors could easily be turned into a third bedroom. The partially finished walkout basement has a kitchenette and plenty of room to add a third bath. Huge pole barn has electric and room to store all your equipment and water toys. Amazing hunting property. Comes with a one year AHS home warranty.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 2,286 sq ft home in Bainbridge Township in Benton Harbor built in 1999.
Closed at $295,000 (about $129/sq ft).
Annual property taxes run approximately $2,067 ($172/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 6 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area2,286 sqft
Lot Size9.9 acres
Year Built1999
Stories1
Location
CityBenton Harbor
MunicipalityBainbridge Twp
Zip Code49022
CountyBerrien
School DistrictWatervliet School District
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available
InteriorBroadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed11/3/2024
Sold Date12/16/2024
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$1,000
Source: SparkMLS
Tax Information
Annual Tax$2,067
Tax Year2024
Assessed Value$111,618
Parcel #11-01-0026-0008-57-9
Source: SparkMLS
Legal Description
COM AT E1/4 PST FRL SEC 26 T4S R17W TH S 761.63' TO POB TH S 634.37' TH N89DEG53'41''W 472.78' TH N 103.83' TH S87DEG55'04''W 80.05' TH N 870.15' TO C/L HWY TH S58DEG35'03'' E 647.64' TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cynthia Trapp
Cressy & Everett Real Estate
Frequently Asked Questions about 8850 E Napier Avenue, Benton Harbor, MI 49022
What school district is 8850 E Napier Avenue, Benton Harbor, MI 49022 in?
Per MLS# 24057719, this property is served by Watervliet School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 24057719, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 24057719, the most recent reported annual property tax for 8850 E Napier Avenue, Benton Harbor, MI 49022 is $2,067 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8850 E Napier Avenue, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8850 E Napier Avenue, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 8850 E Napier Avenue, Benton Harbor, MI 49022?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bainbridge Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,134
Principal & interest$2,134
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteUnlicensed Fixed WirelessCableSatellite
6 providers at this address
XfinityFiber
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsSupernetCable
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8850 E Napier Avenue, Benton Harbor, MI 49022
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Municipality
Bainbridge Township
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