Sold
1003 Mitchell Street, Ludington, MI 49431
Sold on 06/23/2026 for$325,000
MLS # 26020995 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,680 sqftBuilt 20060.38 acres
1 / 39
Listing Description
Welcome to a well-cared-for home offering comfortable main-floor living and valuable upgrades throughout. The main level features three bedrooms and two full baths, along with a bright kitchen and dining area that opens to the backyard deck through a sliding glass door--ideal for morning coffee or summer evenings outdoors. A full poured-wall basement provides excellent storage and expansion potential, complete with a sump pump and partially finished space ready for your finishing touches. This property is equipped with both solar panels and a Generac backup generator, giving you energy efficiency and peace of mind year-round. An attached garage adds everyday convenience, while the additional storage shed offers extra room for tools, lawn equipment, or seasonal items. This home blends practicality, comfort, and smart upgrades--ready for its next owner to enjoy
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,680 sq ft home built in 2006 sits in Ludington in Ludington.
This home sold for $325,000 (about $193/sq ft).
Annual property taxes run approximately $4,597 ($383/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Living Area1,680 sqft
Lot Size0.38 acres
Year Built2006
Stories1
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleOther
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed5/7/2026
Sold Date6/22/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,597
Tax Year2025
State Equalized Value$161,300
Taxable Value$110,753
Assessed Value$110,753
Homestead (PRE)100%
Parcel #051-271-009-00
Source: Public Records
Legal Description
LOT 11, BLK 1 & LOT 1, BLK 2 ACCORDING TO THE REC PLAT ''LAWNDALE PARK ADDITION'' INCL THAT PART OF THE FORMER CSX TRANSP ROW LYING ADJACENT TO AND WITHIN THE BOUNDARIES OF SD LOT 11, BLK1 AND LOT 1, BLK 2. (12,396 SF LAND)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Patrick Flagg
LIGHTHOUSE REALTY-Ludington
Frequently Asked Questions about 1003 Mitchell Street, Ludington, MI 49431
Which school district serves 1003 Mitchell Street, Ludington, MI 49431?
Per MLS# 26020995, 1003 Mitchell Street, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 1003 Mitchell Street, Ludington, MI 49431?
Per MLS# 26020995, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1003 Mitchell Street, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $4,597 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1003 Mitchell Street, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1003 Mitchell Street, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1003 Mitchell Street, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$2,140
Principal & interest$2,140
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1003 Mitchell Street, Ludington, MI 49431
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Municipality
Ludington
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