For Sale
109 W Melendy Street, Ludington, MI 49431
$499,000
MLS # 25042115 (Michigan Regional Information Center (MichRIC))
5 beds4 baths2,469 sqftBuilt 19000.23 acres
1 / 11
Listing Description
Beautiful water views of Pere Marquette Lake and channel out to Lake Michigan. Walking distance to downtown. 3 unit multi-family dwelling. Would make an amazing Air bnb (upon City approval). Zoning is Maritime Multi-dwellling.
Source: SparkMLS
About this home
Located in Ludington, this property offers 5-bedroom, 4-bath, 2,469 sq ft, with original construction dating to 1900.
Currently offered at $499,000 (about $202/sq ft).
Annual property taxes run approximately $7,695 ($641/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area2,469 sqft
Lot Size0.23 acres
Year Built1900
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleTraditional
ConstructionShingle Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorBroadband
Sale & Financing
Listed8/18/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,695
Tax Year2025
Assessed Value$136,930
Parcel #53-051-574-005-00
Source: SparkMLS
Legal Description
ORIGINAL PLAT LOT 5 & W 10 FT OF LOT 4 BLOCK 74.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David J Moore
LIGHTHOUSE REALTY-Ludington
Frequently Asked Questions about 109 W Melendy Street, Ludington, MI 49431
Which school district serves 109 W Melendy Street, Ludington, MI 49431?
Per MLS# 25042115, 109 W Melendy Street, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25042115, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 109 W Melendy Street, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $7,695 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 109 W Melendy Street, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 109 W Melendy Street, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 109 W Melendy Street, Ludington, MI 49431. The maximum advertised download speed is 7.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 109 W Melendy Street, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$3,237
Principal & interest$3,237
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteFixed WirelessDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
109 W Melendy Street, Ludington, MI 49431
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