For Sale
105 W Danaher Street 401, Ludington, MI 49431
$847,000
MLS # 26016223 (Michigan Regional Information Center (MichRIC))
2 beds3 baths1,970 sqftBuilt 20050 acres
1 / 53
Listing Description
AMAZING VIEWS!!! This top floor, 2 Bed, 2.5 bath, two-story Condo at Harbor Terrace offers you an unobstructed view of beautiful sunsets over Lake Michigan & all of the activity on PM Lake & Harbor View Marina. The unit's open main floor plan includes plenty of space. The kitchen boasts stainless steel appliances, granite countertops, & a wide snack bar. The private upper level includes a large family room/den area. The Primary Suite boasts a spacious bath with a custom marble & glass shower, dual sinks, & washer/dryer space. This unit's high-end finishes are ideal for any modern decor. Indoor pool & fitness center, patio, roof deck, & garage are included. All of this is just a few blocks away from downtown Ludington's shopping, dining, & entertainment. Call today to schedule a tour.
Source: SparkMLS
About this home
2-bedroom, 3-bath, 1,970 sq ft home in Ludington in Ludington built in 2005.
Asking $847,000 (about $430/sq ft).
Estimated annual property tax: $11,559, or about $963 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms3
Living Area1,970 sqft
Year Built2005
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleOther
ConstructionStucco, Other
BasementOther
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Elevator, Garage Door Opener, Pantry
Sale & Financing
Listed4/16/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$1,967 / Quarterly
IncludesTrash, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$11,559
Tax Year2025
State Equalized Value$364,100
Taxable Value$278,485
Assessed Value$278,485
Homestead (PRE)100%
Parcel #051-572-401-00
Source: Public Records
Legal Description
MASON COUNTY CONDOMINIUM SUBDIVISION PLAN NO 39 HARBOR TERRACE CONDOMINIMUM UNIT # 24
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bob Budreau
GREENRIDGE Realty Ludington
Frequently Asked Questions about 105 W Danaher Street 401, Ludington, MI 49431
Which school district serves 105 W Danaher Street 401, Ludington, MI 49431?
Per MLS# 26016223, 105 W Danaher Street 401, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26016223, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 105 W Danaher Street 401, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $11,559 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 105 W Danaher Street 401, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 105 W Danaher Street 401, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 105 W Danaher Street 401, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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Mortgage Calculator
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Monthly payment$6,150
Principal & interest$5,494
HOA$656
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
105 W Danaher Street 401, Ludington, MI 49431
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Municipality
Ludington
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