For Sale
105 W Danaher Street 201, Ludington, MI 49431
$599,000
MLS # 26022379 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,940 sqftBuilt 20060 acres
1 / 42
Listing Description
MOTIVATED SELLER! Discover a rare versatile investment opportunity at Harbor Terrace, where SHORT TERM RENTALS are permitted, making it the perfect vacation rental, seasonal getaway, or year-round primary residence. This west-facing unit boasts captivating waterfront views looking straight down the channel to Lake Michigan, featuring front-row seats to the lighthouse, bustling marina, and the iconic SS Badger. This unique two-story, loft-style condo blends historic charm with modern comfort. Soaring 12-foot ceilings, exposed concrete pillars, and an open floor plan create a bright and welcoming main level, featuring the kitchen, dining, and living areas, ideal for both entertaining and everyday living. A half bath and laundry room complete the first floor. Upstairs you'll find a second living area, three bedrooms,
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,940 sq ft home built in 2006 sits in Ludington in Ludington.
Currently offered at $599,000 (about $309/sq ft).
Estimated annual property tax: $8,055, or about $671 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms3
Living Area1,940 sqft
Year Built2006
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleOther
ConstructionOther
BasementOther
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed5/13/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$669 / Monthly
IncludesOther, Water, Trash, Snow Removal, Sewer, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$8,055
Tax Year2025
Assessed Value$197,658
Parcel #53-051-572-201-00
Source: SparkMLS
Legal Description
MASON COUNTY CONDOMINIUM SUBDIVISION PLAN NO 39 HARBOR TERRACE CONDOMINIMUM UNIT # 4
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debby Stevenson
Greenridge Realty S Rath
Frequently Asked Questions about 105 W Danaher Street 201, Ludington, MI 49431
Which school district serves 105 W Danaher Street 201, Ludington, MI 49431?
Per MLS# 26022379, 105 W Danaher Street 201, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 105 W Danaher Street 201, Ludington, MI 49431?
Per MLS# 26022379, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 105 W Danaher Street 201, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $8,055 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 105 W Danaher Street 201, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 105 W Danaher Street 201, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 105 W Danaher Street 201, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,554
Principal & interest$3,885
HOA$669
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
105 W Danaher Street 201, Ludington, MI 49431
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Municipality
Ludington
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