For Sale
108 NW 4th Street, Ludington, MI 49431
$79,900
MLS # 26034137 (Michigan Regional Information Center (MichRIC))
0 beds1,205 sqftBuilt 18990.08 acres
1 / 1
Listing Description
Take the next set and remodel change to the way you would like the inside to look, Most of the home has been demoed down to the studs This property is in a great location and walking distance to the lake and peter copeyon park also sets high on a courner lot where you can see Pere Maruette Lake .
Source: SparkMLS
About this home
1,205 sq ft home in Ludington in Ludington built in 1899.
Listed at $79,900 (about $66/sq ft).
Annual property taxes run approximately $1,396 ($116/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms0
Bathrooms0
Living Area1,205 sqft
Lot Size0.08 acres
Year Built1899
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
ConstructionVinyl Siding
BasementFull
HeatingNone
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available
InteriorBroadband
Sale & Financing
Listed7/6/2026
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$1,396
Tax Year2025
State Equalized Value$36,400
Taxable Value$23,810
Assessed Value$23,810
Parcel #051-426-003-50
Source: Public Records
Legal Description
ADDITION NO. 2 W 1/2 OF LOT 3 BLOCK 106.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 7, 2026
Listed for sale
$79,900
More Homes in Ludington
Listed by David J Moore
LIGHTHOUSE REALTY-Ludington
Frequently Asked Questions about 108 NW 4th Street, Ludington, MI 49431
Which school district serves 108 NW 4th Street, Ludington, MI 49431?
Per MLS# 26034137, 108 NW 4th Street, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 108 NW 4th Street, Ludington, MI 49431?
Per MLS# 26034137, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 108 NW 4th Street, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $1,396 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 108 NW 4th Street, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 108 NW 4th Street, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 108 NW 4th Street, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
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Monthly payment$518
Principal & interest$518
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
108 NW 4th Street, Ludington, MI 49431
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Municipality
Ludington
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