Sold
1033 N Beechwood Street, Ludington, MI 49431
Sold on 05/29/2026 for$405,000
MLS # 26020249 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,440 sqftBuilt 19580.29 acres
1 / 47
Listing Description
Completely updated and remodeled ranch home in a fantastic Ludington location! This turnkey 2-bedroom, 2-bath home offers comfortable main-floor living with a convenient main floor laundry/utility room and thoughtful modern updates throughout. The beautifully updated kitchen features tile backsplash, porcelain tile flooring, and plenty of workspace for cooking and entertaining. Relax year-round in the wonderful screened-in porch overlooking the backyard. Outside, you'll love the 2.5-stall drive-through garage with plenty of room for vehicles, storage, or workshop space. The huge basement offers endless possibilities for hobbies, recreation, fitness equipment, or additional storage. Located just blocks from Stearns Park and close to Lincoln Lake and the walking trails of Cartier Park right at the end of the street, this home combines convenience, recreation, and move-in-ready condition in one exceptional package.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,440 sq ft home in Ludington in Ludington built in 1958.
Final sale price: $405,000 (about $281/sq ft).
Annual property taxes run approximately $3,526 ($294/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,440 sqft
Lot Size0.29 acres
Year Built1958
Stories1
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected
Sale & Financing
Listed5/5/2026
Sold Date5/28/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,526
Tax Year2025
State Equalized Value$153,700
Taxable Value$85,103
Assessed Value$85,103
Homestead (PRE)100%
Parcel #051-164-015-00
Source: Public Records
Legal Description
SIXTH ADDITION LOT 24 & S 1/2 OF LOT 23 BLOCK 4.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jamie Loney
Five Star RE Ludington
Frequently Asked Questions about 1033 N Beechwood Street, Ludington, MI 49431
What school district is 1033 N Beechwood Street, Ludington, MI 49431 in?
Per MLS# 26020249, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26020249, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26020249, the most recent reported annual property tax for 1033 N Beechwood Street, Ludington, MI 49431 is $3,526 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1033 N Beechwood Street, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1033 N Beechwood Street, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1033 N Beechwood Street, Ludington, MI 49431
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Municipality
Ludington
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