For Sale
1240 Blue Heron Drive, Ludington, MI 49431
$550,000
MLS # 26027894 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,724 sqftBuilt 20060.06 acres
1 / 28
Listing Description
Discover effortless living in this beautifully maintained 4-bedroom, 2.5-bathroom home. Step inside to find a welcoming space featuring a cozy fireplace, perfect for relaxing evenings. Enjoy your private deck, ideal for outdoor dining or simply unwinding. The attached garage offers ultimate convenience and includes well maintained, epoxied floors. The finished basement provides ample space for a home office, media room, or extra living area. The beautifully planted backyard is easily accessible from the walkout basement. Move right in and start enjoying the comfort and style this home provides.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,724 sq ft home in Ludington in Ludington built in 2006.
Listed at $550,000 (about $202/sq ft).
Property tax estimate: $6,632 per year ($553/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms4
Bathrooms3
Living Area2,724 sqft
Lot Size0.06 acres
Year Built2006
Stories1
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleOther
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected
InteriorBroadband
Sale & Financing
Listed6/7/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
HOA
HOA Fee$210 / Monthly
IncludesSnow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$6,632
Tax Year2025
State Equalized Value$204,300
Taxable Value$159,536
Assessed Value$159,536
Homestead (PRE)100%
Parcel #051-251-008-00
Source: Public Records
Legal Description
MASON COUNTY CONDOMINIUM SUBDIVISION PLAN NO 46, AS RECORDED IN MASTER DEED BEGINNING PAGE 2006R03884, KNOWN AS WASHINGTON WOODS CONDOMINIMUM UNIT # 8
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Richard Boyd
LIGHTHOUSE REALTY-Ludington
Frequently Asked Questions about 1240 Blue Heron Drive, Ludington, MI 49431
Which school district serves 1240 Blue Heron Drive, Ludington, MI 49431?
Per MLS# 26027894, 1240 Blue Heron Drive, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26027894, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1240 Blue Heron Drive, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $6,632 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1240 Blue Heron Drive, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1240 Blue Heron Drive, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1240 Blue Heron Drive, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Loading map...
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,777
Principal & interest$3,567
HOA$210
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1240 Blue Heron Drive, Ludington, MI 49431
View full property history →
Municipality
Ludington
View all listings →
Get email alerts for new listings near 1240 Blue Heron Drive
We'll notify you when something hits the market in Ludington or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.