Sold
207 S William Street 40, Ludington, MI 49431
Sold on 05/21/2026 for$540,000
MLS # 26014424 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,645 sqftBuilt 20060 acres
1 / 30
Listing Description
ONE LUDINGTON PLACE!!! - Enjoy sunrises over the pool, sunsets over the marina, & July 4th fireworks over the harbor from Ludington's premier condominium complex. This 1645 sqft, 3 bed /2 bath plan is ideal for year-round living or as your seasonal home. The large kitchen boasts quartz countertops & newer stainless-steel appliances and flows nicely into the cozy dining area, living room & private deck. The Master suite includes a walk-in closet, private bath with a soaking tub & separate low threshold shower. The large pantry & laundry rooms add to this unit's function. The heated outdoor pool & hot tub, deck & gas grills, clubhouse w/meeting & exercise rooms and secure, heated underground parking with two parking spots complete this package. This extremely desirable unit is only minutes from everything that this great area has to offer including the House of Flavors, Waterfront Park, EV charging station, Arts & Craft Fairs, and Lake Michigan beaches. Call today to schedule a tour!
Source: SparkMLS
About this home
Located in Ludington in Ludington, this property offers 3-bedroom, 2-bath, 1,645 sq ft, with original construction dating to 2006.
Final sale price: $540,000 (about $328/sq ft).
Estimated annual property tax: $7,466, or about $622 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms2
Living Area1,645 sqft
Year Built2006
Stories1
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleContemporary
ConstructionHardiPlank Type, Stone
BasementOther
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Elevator, Pantry
Sale & Financing
Listed4/8/2026
Sold Date5/20/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$655 / Monthly
IncludesWater, Trash, Snow Removal, Sewer, Lawn/Yard Care, Cable/Satellite
Source: SparkMLS
Tax Information
Annual Tax$7,466
Tax Year2025
State Equalized Value$219,100
Taxable Value$178,591
Assessed Value$178,591
Homestead (PRE)100%
Parcel #051-154-040-00
Source: Public Records
Legal Description
MASON COUNTY CONDOMINIUM SUBDIVISION PLAN NO 38, ONE LUDINGTON PLACE, UNIT # 40
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bob Budreau
GREENRIDGE Realty Ludington
Frequently Asked Questions about 207 S William Street 40, Ludington, MI 49431
What school district is 207 S William Street 40, Ludington, MI 49431 in?
Per MLS# 26014424, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26014424, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26014424, the most recent reported annual property tax for 207 S William Street 40, Ludington, MI 49431 is $7,466 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 207 S William Street 40, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 207 S William Street 40, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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Monthly payment$4,060
Principal & interest$3,405
HOA$655
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
207 S William Street 40, Ludington, MI 49431
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Municipality
Ludington
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