For Sale
2898 Villa Lane, Benton Harbor, MI 49022
$449,000
MLS # 26026939 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,856 sqftBuilt 20060 acres
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Listing Description
Welcome to The Villas at the River! This beautifully maintained condo is tucked away in a peaceful, secluded corner, adjacent to a wooded lot for extra privacy. The Canterbury floor plan features a spacious living room and dining area with vaulted ceilings, south-facing cathedral windows, central air and a cozy gas-log fireplace. The large primary suite includes dual sinks, shower and walk-in closet. The office and airy sunroom provide multiple options. The kitchen is finished in rich dark cherry cabinetry, with a coffee nook and walk-in pantry for additional storage. Recent updates include a new roof, water heater, and gas furnace, ensuring peace of mind for years to come. Enjoy the beautifully landscaped grounds, scenic walking trail, club house and pool just steps away. With private access to the St. Joseph River, including a boat launch, fishing dock and a riverside seating area, The Villas at the River is the perfect spot to call home. Call today for a private showing.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,856 sq ft home built in 2006 sits in Sodus Township in Benton Harbor.
Asking $449,000 (about $242/sq ft).
Property tax estimate: $3,241 per year ($270/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,856 sqft
Year Built2006
Stories1
Location
CityBenton Harbor
MunicipalitySodus Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionBrick, Stone, Vinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Pantry
Sale & Financing
Listed6/3/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$440 / Monthly
IncludesWater, Trash, Snow Removal, Sewer, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$3,241
Tax Year2024
Assessed Value$139,283
Parcel #11-19-8300-0004-00-9
Source: SparkMLS
Legal Description
UNIT 4 VILLAS AT THE RIVER LIBER 234 PAGE 1 BLDG 1 #D
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ed Tracy
Cressy & Everett Real Estate
Frequently Asked Questions about 2898 Villa Lane, Benton Harbor, MI 49022
What school district is 2898 Villa Lane, Benton Harbor, MI 49022 in?
Per MLS# 26026939, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26026939, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026939, the most recent reported annual property tax for 2898 Villa Lane, Benton Harbor, MI 49022 is $3,241 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2898 Villa Lane, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2898 Villa Lane, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sodus Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,352
Principal & interest$2,912
HOA$440
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2898 Villa Lane, Benton Harbor, MI 49022
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Municipality
Sodus Township
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