For Sale
300 S Rath Avenue 5, Ludington, MI 49431
$849,900
MLS # 26031820 (Michigan Regional Information Center (MichRIC))
4 beds4 baths2,412 sqftBuilt 20000 acres
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Listing Description
WONDERFUL VIEWS!!! This +2400 sqft 4 Bed, 4 bath, two-story corner condo unit at Ludington's Harbor Front Plaza offers you a panoramic view of Lake Michigan, Pere Marquette Lake, Harbor View Marina & Waterfront Park. The unit's main floor features a spacious open floor plan with abundant natural light. The living room includes an elegant gas-log fireplace and access to the third-floor private deck. The main floor also offers a primary bedroom w/ensuite and guest bedroom/office/den options. The upper level features a second primary w/ensuite with incredible views and access to the private top-floor deck & another large bedroom with a walk-in closet and lots of storage spaces throughout. Parking includes a one-car, attached garage and a second one-car detached garage, each with ample storage & workspaces. Association benefits include full access to the Harbor View Marina's Club House, conference room, fitness center, & outdoor pool. Call today to schedule a tour.
Source: SparkMLS
About this home
Located in Ludington in Ludington, this property offers 4-bedroom, 4-bath, 2,412 sq ft, with original construction dating to 2000.
Asking $849,900 (about $352/sq ft).
Annual property taxes run approximately $9,987 ($832/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms4
Bathrooms4
Living Area2,412 sqft
Year Built2000
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Elevator, Garage Door Opener
Sale & Financing
Listed6/24/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$550 / Monthly
IncludesTrash, Snow Removal, Lawn/Yard Care, Cable/Satellite
Source: SparkMLS
Tax Information
Annual Tax$9,987
Tax Year2025
Assessed Value$247,983
Parcel #051-556-001-05 & -099-13
Source: SparkMLS
Legal Description
MASON COUNTY CONDOMINIUM SUBDIVISION PLAN NO 25 HARBOR FRONT PLAZA UNIT #5 & MASON COUNTY CONDOMINIUM SUBDIVISION PLAN NO 25, 2ND & 4TH AMENDMENTS, HARBOR FRONT PLAZA, GARAGE UNIT #M
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bob Budreau
GREENRIDGE Realty Ludington
Frequently Asked Questions about 300 S Rath Avenue 5, Ludington, MI 49431
What school district is 300 S Rath Avenue 5, Ludington, MI 49431 in?
Per MLS# 26031820, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 300 S Rath Avenue 5, Ludington, MI 49431?
Per MLS# 26031820, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26031820, the most recent reported annual property tax for 300 S Rath Avenue 5, Ludington, MI 49431 is $9,987 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 300 S Rath Avenue 5, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 300 S Rath Avenue 5, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$6,062
Principal & interest$5,512
HOA$550
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
300 S Rath Avenue 5, Ludington, MI 49431
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Municipality
Ludington
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