Under Contract
302 E Court Street, Ludington, MI 49431
$574,900
MLS # 26034063 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,874 sqftBuilt 18790.27 acres
1 / 47
Listing Description
Step into timeless charm paired with thoughtful modern updates in this beautifully maintained Victorian home, perfectly situated on a spacious corner lot in downtown Ludington. Offering over 2,800 square feet of living space, this 4-bedroom, 2.5-bath home blends historic character with everyday comfort in an unbeatable walkable location. From the moment you arrive, the park-like setting and mature landscaping create a welcoming first impression. A large covered porch invites you to relax and enjoy warm summer evenings, while the yard stays effortlessly lush thanks to an in-ground sprinkler system and drip irrigation. A new fence (2024) and new sidewalk (2025) complete the curb appeal package. Inside, the main level features a beautiful, well-appointed kitchen and comfortable living spaces filled with natural light, efficiently heated and cooled by a Fujitsu mini-split system (2021).
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,874 sq ft home in Ludington in Ludington built in 1879.
Currently offered at $574,900 (about $200/sq ft).
Property tax estimate: $9,121 per year ($760/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,874 sqft
Lot Size0.27 acres
Year Built1879
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleVictorian
ConstructionWood Siding
BasementCrawl Space, Partial
Garage2 spaces
HeatingSteam
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected
InteriorCenter Island, Eat-in Kitchen
Sale & Financing
Listed7/5/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$9,121
Tax Year2025
State Equalized Value$330,400
Taxable Value$224,269
Assessed Value$230,324
Homestead (PRE)100%
Parcel #051-225-087-00
Source: Public Records
Legal Description
ORIGINAL PLAT LOT 2 & W 24.1 FT OF LOT 1 BLOCK 23.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 6, 2026
Listed for sale
$574,900
More Homes in Ludington
Listed by Christina Simone
Five Star RE Ludington
Frequently Asked Questions about 302 E Court Street, Ludington, MI 49431
What school district is 302 E Court Street, Ludington, MI 49431 in?
Per MLS# 26034063, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 302 E Court Street, Ludington, MI 49431?
Per MLS# 26034063, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26034063, the most recent reported annual property tax for 302 E Court Street, Ludington, MI 49431 is $9,121 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 302 E Court Street, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 302 E Court Street, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$3,729
Principal & interest$3,729
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
302 E Court Street, Ludington, MI 49431
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Municipality
Ludington
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