Sold
305 N Robert Street, Ludington, MI 49431
Sold on 07/17/2026 for$325,000
MLS # 25055157 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,711 sqftBuilt 19000.19 acres
1 / 48
Listing Description
Welcome to 305 N Robert Street, a beautifully updated 3-bedroom, 2.5 -bath home just six blocks from the sandy shores of Lake Michigan, 2 blocks from downtown Ludington and 3 blocks from the harbor and marina! This exceptional opportunity is being offered completely turn-key and fully furnished, including all appliances, furniture, décor, bedding, towels, kitchenware, dishes, silverware, and more allowing you to move in or begin generating income immediately with virtually nothing left to add. This charming home combines historic character with modern comfort and is currently operating as a successful Airbnb. The bright, open layout features stylish updates throughout, from the inviting living and dining spaces to the refreshed kitchen with modern finishes. Upstairs, spacious bedrooms provide comfort and versatility for guests or family. Enjoy outdoor living in the peaceful yard or make use of the 2-car garage with a workshop, perfect for storage or hobbies.
Source: SparkMLS
About this home
Located in Ludington in Ludington, this property offers 3-bedroom, 3-bath, 1,711 sq ft, with original construction dating to 1900.
Final sale price: $325,000 (about $190/sq ft).
Property tax estimate: $5,274 per year ($440/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 10 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,711 sqft
Lot Size0.19 acres
Year Built1900
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementCrawl Space, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Storm Sewer
InteriorCeiling Fan(s)
Sale & Financing
Listed10/26/2025
Sold Date7/16/2026
Original Price$418,900
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,274
Tax Year2022
State Equalized Value$96,600
Taxable Value$91,346
Assessed Value$91,346
Parcel #051-105-025-00
Source: Public Records
Legal Description
ORIGINAL PLAT S 10 FT OF LOT 5 & N 50 FT OF LOT 6 BLOCK 6. * 305 N ROBERT ST.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 22, 2026
Sold
Jul 17, 2026
Sale recorded
$325,000
Oct 27, 2025
Listed for sale
$418,900
More Homes in Ludington
Listed by Terry Puffer
Legacy Real Estate Partners
Frequently Asked Questions about 305 N Robert Street, Ludington, MI 49431
What school district is 305 N Robert Street, Ludington, MI 49431 in?
Per MLS# 25055157, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 305 N Robert Street, Ludington, MI 49431?
Per MLS# 25055157, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25055157, the most recent reported annual property tax for 305 N Robert Street, Ludington, MI 49431 is $5,274 (2022). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 305 N Robert Street, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 305 N Robert Street, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 305 N Robert Street, Ludington, MI 49431?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$2,334
Principal & interest$2,334
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteFixed WirelessDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
305 N Robert Street, Ludington, MI 49431
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Municipality
Ludington
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