Sold
306 E Tinkham Avenue, Ludington, MI 49431
Sold on 06/15/2026 for$195,000
MLS # 26012096 (Michigan Regional Information Center (MichRIC))
2 beds1 bath743 sqftBuilt 19330.26 acres
1 / 25
Listing Description
CITY OF LUDINGTON - This quaint and inviting 2-bedroom, 1-bath home is full of charm and convenience. Situated on a desirable corner lot, it features a 2-car detached garage, a usable half basement with laundry, and a fenced backyard with patio - perfect for relaxing or entertaining. Step inside to discover freshly painted interiors complemented by classic rounded archways that add timeless character. Replacement windows fill the home with natural light, creating a warm and welcoming atmosphere throughout. Both bedrooms are comfortably sized and include closets for practical storage. Enjoy the benefits of in-town living with your own outdoor space to unwind, just minutes from Lake Michigan's sandy beaches, downtown Ludington shops and restaurants, and Ludington High School. Move-in ready as-is, this home also offers a great opportunity to add your personal touch. A fantastic find in a prime location - don't miss your chance to make it yours!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 743 sq ft home in Ludington in Ludington built in 1933.
Final sale price: $195,000 (about $262/sq ft).
Annual property taxes run approximately $2,270 ($189/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area743 sqft
Lot Size0.26 acres
Year Built1933
Stories1
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener
Sale & Financing
Listed5/15/2026
Sold Date6/14/2026
Original Price$239,000
Terms AcceptedCash, Conventional
Concessions$6,000
Source: SparkMLS
Tax Information
Annual Tax$2,270
Tax Year2025
Assessed Value$38,686
Parcel #53-051-205-134-00
Source: SparkMLS
Legal Description
TINKHAM'S SUBDIVISION OF TINKHAM'S ADDITION LOT 12, BLOCK 25, EXCEPT S 20 FT THEREOF.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debby Stevenson
Greenridge Realty S Rath
Frequently Asked Questions about 306 E Tinkham Avenue, Ludington, MI 49431
Which school district serves 306 E Tinkham Avenue, Ludington, MI 49431?
Per MLS# 26012096, 306 E Tinkham Avenue, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26012096, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 306 E Tinkham Avenue, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $2,270 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 306 E Tinkham Avenue, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 306 E Tinkham Avenue, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 306 E Tinkham Avenue, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,420
Principal & interest$1,420
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
306 E Tinkham Avenue, Ludington, MI 49431
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Municipality
Ludington
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