Sold
309 N Robert Street, Ludington, MI 49431
Sold on 06/22/2026 for$254,900
MLS # 26022251 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,209 sqftBuilt 18850.1 acres
1 / 31
Listing Description
CITY OF LUDINGTON - Experience the quintessential Ludington lifestyle in this refreshed and revitalized 3-bedroom coastal retreat, perfectly positioned just 5 blocks from the iconic sugar sands of Stearns Park Beach and a mere 3 blocks from the vibrant shops and dining of downtown. This charming home has been thoughtfully updated to offer a turnkey experience, boasting a freshly painted exterior that enhances its incredible curb appeal and the recent installation of a brand-new, high-efficiency ventless washer and dryer combination for added comfort. Inside, the inviting interior features beautiful hardwood floors through the living and dining areas, leading to a spacious and modern kitchen designed for easy entertaining. The layout offers versatility with two comfortable main-floor bedrooms and a full bath, while the upstairs offers an open-concept bedroom that serves as a private sanctuary or flexible guest space. Step outside to the tranquil three-season room which overlooks
Source: SparkMLS
About this home
Located in Ludington in Ludington, this property offers 3-bedroom, 1-bath, 1,209 sq ft, with original construction dating to 1885.
This home sold for $254,900 (about $211/sq ft).
Annual property taxes run approximately $3,836 ($320/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,209 sqft
Lot Size0.1 acres
Year Built1885
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Cable Available, Natural Gas Connected
InteriorBroadband, Pantry
Sale & Financing
Listed5/13/2026
Sold Date6/21/2026
Terms AcceptedCash, Conventional
Concessions$5,000
Source: SparkMLS
Tax Information
Annual Tax$3,836
Tax Year2025
Assessed Value$60,748
Parcel #53-051-105-023-00
Source: SparkMLS
Legal Description
ORIGINAL PLAT S 1/2 OF LOT 4 BLOCK 6.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debby Stevenson
Greenridge Realty S Rath
Frequently Asked Questions about 309 N Robert Street, Ludington, MI 49431
What school district is 309 N Robert Street, Ludington, MI 49431 in?
Per MLS# 26022251, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26022251, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26022251, the most recent reported annual property tax for 309 N Robert Street, Ludington, MI 49431 is $3,836 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 309 N Robert Street, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 309 N Robert Street, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,615
Principal & interest$1,615
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
309 N Robert Street, Ludington, MI 49431
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Municipality
Ludington
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