Sold
5530 TERRITORIAL Road, Benton Harbor, MI 49022
Sold on 05/20/2024 for$320,000
MLS # 20240012591 (Realcomp)
3 beds2 baths1,432 sqftBuilt 19705.43 acres
1 / 35
Listing Description
COZY ranch situated on over 5 acres of land! Open concept family room/kitchen/dining areas are flooded with natural light from the large, front picture window and is the perfect space for entertaining or quiet family nights at home. The modern farmhouse kitchen provides plenty of counter and storage space with great views of the backyard. Three bedrooms upstairs, along with a full bath, provide the ease of living on one level with the option to expand in the basement. The large, open area downstairs is just waiting to be finished, with dedicated space already given to both a laundry room and second bathroom. Built as a walk-out, the basement has the potential to be a family rec room, in-law quarters, or just needed space for larger families. A fenced area is present in the backyard allowing children to safely play or dogs to run, with walking trails set by the current owners on the back acres past the fence line. Truly an adorable home that is not to be missed!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,432 sq ft home in Bainbridge Township in Benton Harbor built in 1970.
Closed at $320,000 (about $223/sq ft).
Annual property taxes run approximately $2,001 ($167/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,432 sqft
Lot Size5.43 acres
Year Built1970
Stories1
Location
CityBenton Harbor
MunicipalityBainbridge Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor Area Schools
Construction & Systems
ConstructionAluminum Siding
BasementWalk-Out Access, Daylight, Partial
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished
Sale & Financing
Listed2/29/2024
Sold Date5/19/2024
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,001
Parcel #110100180010041
Source: SparkMLS
Legal Description
COM 1121.41'W OF SE COR SEC 18 T4S R17W TH W 209.92'TH N01DEG13'47''W 1100.35'TO C/L RD TH S74DEG43'44''E ON C/L 242.2'TH S00DEG00'22''W 1036.39'TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Erica Batkins
Elementary Homes LLC
Frequently Asked Questions about 5530 TERRITORIAL Road, Benton Harbor, MI 49022
Which school district serves 5530 TERRITORIAL Road, Benton Harbor, MI 49022?
Per MLS# 20240012591, 5530 TERRITORIAL Road, Benton Harbor, MI 49022 is in the Benton Harbor Area Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor Area Schools directly to confirm enrollment eligibility.
What financing options are available for 5530 TERRITORIAL Road, Benton Harbor, MI 49022?
Per MLS# 20240012591, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5530 TERRITORIAL Road, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $2,001. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5530 TERRITORIAL Road, Benton Harbor, MI 49022 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5530 TERRITORIAL Road, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 5530 TERRITORIAL Road, Benton Harbor, MI 49022. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5530 TERRITORIAL Road, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bainbridge Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,173
Principal & interest$2,173
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Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessCableSatellite
8 providers at this address
1 Gbps
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsSupernetCable
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5530 TERRITORIAL Road, Benton Harbor, MI 49022
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Municipality
Bainbridge Township
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