Under Contract
802 W Lowell Street, Ludington, MI 49431
$695,000
MLS # 26024853 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,382 sqftBuilt 19650.27 acres
1 / 44
Listing Description
Reimagined from the studs in 2021, then, in 2025-26 an addition of a luxurious primary suite completed the stunning 2,382 sq. ft. residence. When the property was rebuilt, only the frame, exterior brick and fireplace remained. The floor plan was redesigned to include 3 bedrooms and 3 fabulous baths. The construction included all new HVAC, ductwork, plumbing, electrical, Anderson energy-efficient windows, underground utilities, and a standing seam metal roof. The chef's kitchen features GE Café appliances, a 36'' gas range, commercial-grade vent hood, and coffee station. Engineered bamboo flooring, designer lighting, solid-core doors, and marble bathrooms elevate the home throughout. Primary suite includes sitting area, private outdoor living space, and spa-like bath with heated jacuzzi, and tiled shower. Exterior is limewashed brick, there is extensive storage, climate-controlled 4.5' crawl, Kinetico water softener, RO water filtration, privacy fencing, and professional landscaping .
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,382 sq ft home built in 1965 sits in Ludington in Ludington.
Asking $695,000 (about $292/sq ft).
Annual property taxes run approximately $4,781 ($398/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,382 sqft
Lot Size0.27 acres
Year Built1965
Stories1
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleMid-Century Modern, Ranch
ConstructionBrick
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, High-Speed Internet, Extra Well
InteriorGarage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/25/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,781
Tax Year2025
State Equalized Value$233,700
Taxable Value$117,570
Assessed Value$117,570
Homestead (PRE)100%
Parcel #051-161-040-00
Source: Public Records
Legal Description
SIXTH ADDITION LOT 40 TOGETHER WITH E 1/2 OF PLATTED ALLEY ADJACENT THERE TO, BLOCK 1.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mary Jo Pung
Greenridge Realty S Rath
Frequently Asked Questions about 802 W Lowell Street, Ludington, MI 49431
What school district is 802 W Lowell Street, Ludington, MI 49431 in?
Per MLS# 26024853, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26024853, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26024853, the most recent reported annual property tax for 802 W Lowell Street, Ludington, MI 49431 is $4,781 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 802 W Lowell Street, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 802 W Lowell Street, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$4,508
Principal & interest$4,508
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
802 W Lowell Street, Ludington, MI 49431
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Municipality
Ludington
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