For Sale
8040 Territorial Road, Watervliet, MI 49098
$315,000
MLS # 26029427 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,912 sqftBuilt 19370.71 acres
1 / 45
Listing Description
Nestled in a beautiful country setting, this charming 1930s home offers 4 bedrooms, 2 full bathrooms, and a blend of historic character and modern updates. A main-floor bedroom provides flexibility as a home office or guest room. Hardwood floors run throughout, while the spacious updated kitchen features newer appliances, abundant cabinet storage, a subway tile backsplash, and plenty of natural light. Arched doorways connect the dining and living rooms, highlighted by a cozy fireplace and large windows. Enjoy relaxing in the bright sunroom overlooking the peaceful surroundings. Upstairs you'll find 3 generously sized bedrooms, a full bath, and a sitting area at the top of the stairs. Basement includes a workshop area and storage space. Enjoy relaxing in the fenced in backyard. Recent updates include replacement windows, blown-in insulation in the walls and attic, closed-loop geothermal heating and cooling, updated electrical in the basement and workshop, and a new RV hookup.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,912 sq ft home in Bainbridge Township in Watervliet built in 1937.
Asking $315,000 (about $165/sq ft).
Property tax estimate: $1,793 per year ($149/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,912 sqft
Lot Size0.71 acres
Year Built1937
Stories2
Location
CityWatervliet
MunicipalityBainbridge Twp
Zip Code49098
CountyBerrien
School DistrictWatervliet
Construction & Systems
StyleColonial
ConstructionBrick
BasementPartial
HeatingHeat Pump
WaterWell
SewerSeptic Tank
InteriorCenter Island
Sale & Financing
Listed6/14/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,793
Tax Year2025
Assessed Value$80,000
Parcel #11-01-0022-0013-02-2
Source: SparkMLS
Legal Description
COM 322.95'W OF NE COR OF SEC 22 T4S R17W TH W 160'TH S 192.2'TH E 160'TH N 192.2'TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ben Stephen
Cressy & Everett Real Estate
Frequently Asked Questions about 8040 Territorial Road, Watervliet, MI 49098
Which school district serves 8040 Territorial Road, Watervliet, MI 49098?
Per MLS# 26029427, 8040 Territorial Road, Watervliet, MI 49098 is in the Watervliet boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Watervliet directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26029427, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8040 Territorial Road, Watervliet, MI 49098?
Per public tax records, annual property taxes for this property are $1,793 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8040 Territorial Road, Watervliet, MI 49098 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8040 Territorial Road, Watervliet, MI 49098 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 8040 Territorial Road, Watervliet, MI 49098?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bainbridge Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,043
Principal & interest$2,043
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8040 Territorial Road, Watervliet, MI 49098
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Municipality
Bainbridge Township
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