Sold
819 E Loomis Street, Ludington, MI 49431
Sold on 06/30/2026 for$340,000
MLS # 26012461 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,888 sqftBuilt 19250.15 acres
1 / 42
Listing Description
OPEN HOUSE!! Saturday, May 30th. 10 am - Noon. Located in the historic district of Ludington, Michigan, this beautifully maintained 1925 home offers the perfect blend of character, flexibility, and modern updates, all within walking distance to downtown shops, restaurants, and Lake Michigan's shoreline. Featuring 4 bedrooms and 2 full baths, this home welcomes you with a charming covered front porch complete with a classic porch swing. Inside, you'll find original hardwood floors, clawfoot tubs, and abundant natural light, paired with fresh paint throughout for a clean, updated feel. The versatile layout makes this property especially unique. Previously used as a duplex, the home includes two kitchens and two laundry hookups. There is a kitchen on each level; a main floor kitchen with KitchenAid stainless steel appliances and a second kitchen upstairs. A bright four-season sunroom on the upper level, overlooks the backyard, and a functional mudroom adds everyday convenience.
Source: SparkMLS
About this home
Located in Ludington in Ludington, this property offers 4-bedroom, 2-bath, 1,888 sq ft, with original construction dating to 1925.
This home sold for $340,000 (about $180/sq ft).
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,888 sqft
Lot Size0.15 acres
Year Built1925
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleCraftsman
ConstructionBrick, Vinyl Siding
BasementFull
Garage2 spaces
HeatingHot Water
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener
Sale & Financing
Listed5/26/2026
Sold Date6/29/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$6,166
Source: SparkMLS
Tax Information
Annual Tax$0
Tax Year2025
State Equalized Value$124,100
Taxable Value$116,812
Assessed Value$116,812
Homestead (PRE)100%
Parcel #051-226-015-50
Source: Public Records
Legal Description
ADDITION NO. 3 W 45 FT OF LOT 15 BLOCK 126.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michele Lipka
Five Star Real Estate - N Musk
Frequently Asked Questions about 819 E Loomis Street, Ludington, MI 49431
What school district is 819 E Loomis Street, Ludington, MI 49431 in?
Per MLS# 26012461, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26012461, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 819 E Loomis Street, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 819 E Loomis Street, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$2,205
Principal & interest$2,205
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
819 E Loomis Street, Ludington, MI 49431
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Municipality
Ludington
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